Open any plan below to see its carriers, broker commissions and premiums.
Solo shows those sections on each welfare plan. Your first month is $4.99.
Sponsor portfolioWelfare / HealthEIN 76-0511708
KARSTEN INTERIOR SERVICES
1711 TOWNHURST DRIVE · HOUSTON, TX 77043
7132901154
- Plans filed
- 4
- Years active
- 2016–2025
- Industry
- NAICS 23
- Latest filing
- 2025
Total premiums (latest)
$1.3M
No prior year
Persons covered
370
No prior year
Total participants
386
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #507$1.3M
KARSTEN INTERIOR SERVICES HEALTH AND WELFARE PLAN
Fully insured370 covered·2 carriers
Primary: CURATIVE INSURANCE COMPANY
Plan #501$1.0M
KARSTEN INTERIOR SERVICES MEDICAL PLAN
Fully insured283 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF TEXAS
Plan #502$66K
KARSTEN INTERIOR DENTAL PLAN
Fully insured286 covered·1 carrier
Primary: AMERITAS LIFE INSURANCE CORPORATION
Plan #504$38K
KARSTEN INTERIOR SERVICES LIFE AND AD AND D PLAN
Fully insured278 covered·2 carriers
Primary: AMERICAN GENERAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.1M | 34.7% | |
| Prescription drug | $1.1M | 34.7% | |
| Dental | $200K | 6.1% | |
| Vision | $200K | 6.1% | |
| Life | $200K | 6.1% | |
| Long-term disability | $200K | 6.1% | |
| Other | $200K | 6.1% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 882837119 | HRx | $1.1M | 85.0% | 1 | 1 | 124 |
EIN 860222062 | DVLLTDOth | $200K | 15.0% | 1 | 1 | 370 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. | HOUSTON, TX | CURATIVE INSURANCE COMPANY, EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $95K | $2K | $97K | 94.2% | 1 |
| THE WORKSITE GROUP LLC | COLUMBUS, OH | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $0 | $6K | $6K | 5.8% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan