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Sponsor portfolioWelfare / HealthEIN 75-0297800

CIERA BANK

623 ELM STREET · GRAHAM, TX 76450
9405492040
Plans filed
2
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$1.5M
No prior year
Persons covered
154
No prior year
Total participants
128
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #502$1.5M
CIERA BANK HEALTH AND WELFARE BENEFIT PLAN
Fully insured154 covered·4 carriers
Primary: BLUECROSS BLUESHIELD OF TEXAS
Plan #501$62K
CIERA BANK LIFE AND DISABILITY INSURANCE PLAN
Fully insured106 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.4M28.9%
Dental$1.4M28.9%
Prescription drug$1.4M28.9%
Other$140K2.9%
Short-term disability$132K2.8%
Vision$121K2.6%
Life$121K2.6%
Long-term disability$121K2.6%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 361236610
HRxD
$1.4M90.7%11154
DEARBORN LIFE INSURANCE COMPANY
EIN 362598882
VLSTDLTDOth
$121K8.0%11128
AFLAC
EIN 822723296
STDOth
$12K0.8%1112
NEW BENEFITS
EIN 752343577
Oth
$7K0.5%1194

Broker overview

8 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
USI INSURANCE SERVICES LLCDALLAS, TXNEW BENEFITS, BLUECROSS BLUESHIELD OF TEXAS, DEARBORN LIFE INSURANCE COMPANY$88K$9K$97K98.8%1
DAVID SCOTTRIESEL, TXAFLAC$255$0$2550.3%1
CHARLES LAWSONGRAHAM, TXAFLAC$230$0$2300.2%1
MARY CATHERINE WILLIAMSBRIDGEPORT, TXAFLAC$194$0$1940.2%1
JEREMIAH D SMITHLEWISVILLE, TXAFLAC$174$0$1740.2%1
T HOWDESHELLGRANBURY, TXAFLAC$164$0$1640.2%1
CLARIBEL LUPE DELEONFORT WORTH, TXAFLAC$118$0$1180.1%1
VICKIE SUE MASTERSALEDO, TXAFLAC$62$0$620.1%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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