Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 74-1259391
FIRSTLIGHT FEDERAL CREDIT UNION
PO BOX 24901 · EL PASO, TX 799149001
9155621172
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$488K
No prior year
Persons covered
940
No prior year
Total participants
920
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #503$307K
GROUP HEALTH INSURANCE PLAN
Mixed291 covered·2 carriers
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #501$116K
GROUP LIFE INSURANCE PLAN
Fully insured323 covered·2 carriers
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Plan #502$65K
GROUP LONG TERM DISABILITY INSURANCE PLAN
Fully insured326 covered·2 carriers
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Plan #504$22K
GROUP LONG TERM CARE PLAN
Fully insured34 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Short-term disability | $307K | 29.2% | |
| Dental | $224K | 21.3% | |
| Vision | $224K | 21.3% | |
| Life | $116K | 11.0% | |
| Other | $116K | 11.0% | |
| Long-term disability | $65K | 6.2% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 360883760 | LSTDLTDOth | $264K | 54.1% | 3 | 3 | 881 |
EIN 135123390 | DVLSTDOth | $224K | 45.9% | 3 | 3 | 873 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ENROLLEASE | ATLANTA, GA | RELIANCE STANDARD LIFE INSURANCE COMPANY | $40K | $0 | $40K | 43.2% | 3 |
| DIGITAL INSURANCE LLC | ATLANTA, GA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $14K | $14K | $28K | 30.2% | 3 |
| GIS BENEFITS INC | MORRIS, IL | RELIANCE STANDARD LIFE INSURANCE COMPANY | $13K | $0 | $13K | 14.4% | 3 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 12.2% | 3 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan