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Sponsor portfolioWelfare / HealthEIN 74-0557930

CITIZENS STATE BANK, INC.

155 8TH STREET · SOMERVILLE, TX 77879
9795961421
Plans filed
2
Years active
2016–2026
Industry
NAICS 52
Latest filing
2026
Total premiums (latest)
$1.6M
No prior year
Persons covered
218
No prior year
Total participants
145
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #502$1.6M
CITIZENS STATE BANK, INC. WELFARE BENEFITS WRAP PLAN
Fully insured218 covered·3 carriers
Primary: BLUE CROSS BLUE SHIELD OF TEXAS
Plan #501$115K
CITIZENS STATE BANK, INC. WELFARE BENEFITS PLAN
Fully insured98 covered·1 carrier
Primary: GUARDIAN

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$1.4M41.1%
Health$1.4M40.7%
Life$156K4.5%
Short-term disability$156K4.5%
Long-term disability$156K4.5%
Other$156K4.5%
Vision$13K0.4%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 361236610
HD
$1.4M89.3%11218
DEARBORN LIFE INSURANCE COMPANY
EIN 362598882
LSTDLTDOth
$156K9.8%11145
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
DV
$13K0.8%11165

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
ANCO INS. SVC. OF BRYAN COLLEGE STABRYAN, TXPRINCIPAL LIFE INSURANCE COMPANY, DEARBORN LIFE INSURANCE CO., BLUE CROSS BLUE SHIELD OF TEXAS$49K$0$49K64.3%1
HUB INTERNATIONAL MIDWEST LIMITEDCHICAGO, ILPRINCIPAL LIFE INSURANCE COMPANY, DEARBORN LIFE INSURANCE CO., BLUE CROSS BLUE SHIELD OF TEXAS$25K$2K$27K34.8%1
CENTRO BENEFITS RESEARCH LLCATLANTA, GAPRINCIPAL LIFE INSURANCE COMPANY$0$656$6560.9%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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