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Sponsor portfolioWelfare / HealthEIN 72-0762029

RATCLIFF CONSTRUCTION COMPANY, LLC

3900 LEE STREET · ALEXANDRIA, LA 71302
3184480826
Plans filed
1
Years active
2024–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$1.2M
No prior year
Persons covered
142
No prior year
Total participants
102
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #520$1.2M
RATCLIFF CONSTRUCTION, LLC WELFARE BENEFIT PLAN
Fully insured142 covered·2 carriers
Primary: BLUE CROSS BLUE SHIELD OF LOUISIANA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.1M32.8%
Prescription drug$1.1M32.8%
Dental$184K5.7%
Vision$184K5.7%
Life$184K5.7%
Short-term disability$184K5.7%
Long-term disability$184K5.7%
Other$184K5.7%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 237384555
HRx
$1.1M85.1%11142
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$184K14.9%11104

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
HUB INTERNATIONAL MIDWEST LIMITEDMETAIRIE, LATHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, BLUE CROSS BLUE SHIELD OF LOUISIANA$47K$21K$67K88.0%1
MARK S METTILLESAINT PETERSBURG, FLTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$9K$0$9K12.0%1

History & trajectory

2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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