Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 71-0304953
HARPS FOOD STORES INC.
PO BOX 48 · SPRINGDALE, AR 727650048
4797570277
- Plans filed
- 4
- Years active
- 2016–2025
- Industry
- NAICS 44
- Latest filing
- 2025
Total premiums (latest)
$597K
No prior year
Persons covered
6,978
No prior year
Total participants
7,760
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #502$356K
HARPS PRIMARY LIFE INSURANCE PLAN
Fully insured5,407 covered·1 carrier
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #507$206K
HARPS VOLUNTARY LTD INSURANCE PLAN
Fully insured86 covered·1 carrier
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #504$36K
HARPS ACCIDENTAL LIFE INSURANCE
Mixed223 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #501$0
HARPS FOOD STORES EMPLOYEE BENEFIT PLAN
Self-funded1,262 covered·1 carrier
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $356K | 59.6% | |
| Long-term disability | $206K | 34.5% | |
| Other | $36K | 6.0% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 350472300 | LLTDOth | $597K | 100.0% | 3 | 3 | 5,716 |
EIN 381082080 | $0 | 0.0% | 1 | 1 | 1,262 |
Broker overview
6 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. | ROLLING MEADOWS, IL | SUN LIFE ASSURANCE COMPANY OF CANADA | $90K | $76K | $166K | 52.7% | 1 |
| LOCKTON COMPANIES, LLC | KANSAS CITY, MO | SUN LIFE ASSURANCE COMPANY OF CANADA | $101K | $0 | $101K | 32.1% | 1 |
| TOPBENEFITS LLC | QUINCY, MA | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | $13K | $25K | 8.0% | 2 |
| AMERICAN BNFT & COMP SYSTEMS | NEW YORK, NY | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $11K | $11K | 3.3% | 3 |
| MARSH & MCLENNAN AGENCY LLC | RALEIGH, VA | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $6K | $6K | 2.0% | 2 |
| TOP BENEFITS LLC | CHICAGO, IL | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $379 | $6K | 1.8% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan