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Sponsor portfolioWelfare / HealthEIN 66-0192858
LUIS GARRATON, INC.
PO BOX 362984 · SAN JUAN, PR 009362984
7877886100
- Plans filed
- 3
- Years active
- 2016–2026
- Industry
- NAICS 42
- Latest filing
- 2026
Total premiums (latest)
$621K
No prior year
Persons covered
442
No prior year
Total participants
442
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #503$585K
LUIS GARRATON, INC.- HEALTH PLAN
Fully insured134 covered·1 carrier
Primary: MCS LIFE INSURANCE COMPANY
Plan #502$34K
LUIS GARRATON, INC.- DENTAL PLAN
Fully insured134 covered·1 carrier
Primary: DELTA DENTAL OF PUERTO RICO, INC.
Plan #504$3K
LUIS GARRATON, INC.- EMPLOYEE ASSISTANCE PROGRAM
Mixed174 covered·1 carrier
Primary: INSPIRA MENTAL HEALTH MANAGEMENT
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $618K | 20.9% | |
| Health | $585K | 19.8% | |
| Vision | $585K | 19.8% | |
| Life | $585K | 19.8% | |
| Prescription drug | $585K | 19.8% | |
| Other | $3K | 0.1% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 660520918 | HRxDVL | $585K | 94.1% | 1 | 1 | 134 |
EIN 680652604 | D | $34K | 5.4% | 1 | 1 | 134 |
EIN 660544349 | Oth | $3K | 0.5% | 1 | 1 | 174 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| IKON INSURANCE, INC. | SAN JUAN, PR | INSPIRA MENTAL HEALTH MANAGEMENT, DELTA DENTAL OF PUERTO RICO, INC., MCS LIFE INSURANCE COMPANY | $33K | $0 | $33K | 100.0% | 3 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan