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Sponsor portfolioWelfare / HealthEIN 65-0159184

HELM BANK USA

999 BRICKELL AVENUE · MIAMI, FL 33131
3053794356
Plans filed
1
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$2.8M
No prior year
Persons covered
250
No prior year
Total participants
212
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #502$2.8M
HELM BANK USA EMPLOYEE BENEFITS PLAN
Fully insured250 covered·4 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.4M49.0%
Other$446K9.1%
Dental$408K8.4%
Vision$408K8.4%
Life$408K8.4%
Short-term disability$408K8.4%
Long-term disability$408K8.4%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
H
$2.4M84.3%11250
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$408K14.4%11205
AMERITAS LIFE INSURANCE CORP.
EIN 640349942
Oth
$22K0.8%1130
METROPOLITAN LIFE INSURANCE COMPANY
EIN 222342710
Oth
$16K0.6%1161

Broker overview

9 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
INSURANCE CONSULTING GROUP INCWESTON, FLTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, AMERICAN PUBLIC LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY$13K$72K$85K41.4%1
BANYAN BENEFITS GROUPLAKE WORTH, FLTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, AMERICAN PUBLIC LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY$29K$24K$53K25.8%1
CENTERSTONE INSURANCE AND FINANCIALDALLAS, TXTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, AMERICAN PUBLIC LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY$7K$36K$43K21.0%1
ROGERS BENEFIT GROUP INCPHOENIX, AZCIGNA HEALTH AND LIFE INSURANCE COMPANY$0$12K$12K5.7%1
BENEFITMALLLIVINGSTON, NJMETROPOLITAN GENERAL INSURANCE COMPANY$2K$4K$6K2.7%1
ASSUREDPARTNERSSAN DIEGO, CATHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$5K$0$5K2.4%1
NATIONAL AGENCY SOLUTIONS LLCSARASOTA, FLAMERICAN PUBLIC LIFE INSURANCE COMPANY$2K$0$2K0.9%1
ACHIOTE ENTERPRISES INCDAVIE, FLAMERICAN PUBLIC LIFE INSURANCE COMPANY$191$0$1910.1%1
DKG INS & FINANCIAL SERV INC.WHITE PLAINS, NYMETROPOLITAN GENERAL INSURANCE COMPANY$0$5$50.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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