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Sponsor portfolioWelfare / HealthEIN 65-0159184
HELM BANK USA
999 BRICKELL AVENUE · MIAMI, FL 33131
3053794356
- Plans filed
- 1
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$2.8M
No prior year
Persons covered
250
No prior year
Total participants
212
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.4M | 49.0% | |
| Other | $446K | 9.1% | |
| Dental | $408K | 8.4% | |
| Vision | $408K | 8.4% | |
| Life | $408K | 8.4% | |
| Short-term disability | $408K | 8.4% | |
| Long-term disability | $408K | 8.4% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | H | $2.4M | 84.3% | 1 | 1 | 250 |
EIN 135123390 | DVLSTDLTDOth | $408K | 14.4% | 1 | 1 | 205 |
EIN 640349942 | Oth | $22K | 0.8% | 1 | 1 | 30 |
EIN 222342710 | Oth | $16K | 0.6% | 1 | 1 | 61 |
Broker overview
9 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| INSURANCE CONSULTING GROUP INC | WESTON, FL | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, AMERICAN PUBLIC LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $13K | $72K | $85K | 41.4% | 1 |
| BANYAN BENEFITS GROUP | LAKE WORTH, FL | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, AMERICAN PUBLIC LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $29K | $24K | $53K | 25.8% | 1 |
| CENTERSTONE INSURANCE AND FINANCIAL | DALLAS, TX | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, AMERICAN PUBLIC LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $7K | $36K | $43K | 21.0% | 1 |
| ROGERS BENEFIT GROUP INC | PHOENIX, AZ | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $12K | $12K | 5.7% | 1 |
| BENEFITMALL | LIVINGSTON, NJ | METROPOLITAN GENERAL INSURANCE COMPANY | $2K | $4K | $6K | 2.7% | 1 |
| ASSUREDPARTNERS | SAN DIEGO, CA | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 2.4% | 1 |
| NATIONAL AGENCY SOLUTIONS LLC | SARASOTA, FL | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.9% | 1 |
| ACHIOTE ENTERPRISES INC | DAVIE, FL | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $191 | $0 | $191 | 0.1% | 1 |
| DKG INS & FINANCIAL SERV INC. | WHITE PLAINS, NY | METROPOLITAN GENERAL INSURANCE COMPANY | $0 | $5 | $5 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan