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Sponsor portfolioWelfare / HealthEIN 62-0921694
BANK OF TENNESSEE
PO BOX 4980 · JOHNSON CITY, TN 37602
4232792534
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$2.2M
No prior year
Persons covered
827
No prior year
Total participants
953
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #501$2.1M
BANK OF TENNESSEE HEALTH PLAN
Fully insured407 covered·2 carriers
Primary: BLUECROSS BLUESHIELD OF TENNESSEE, INC
Plan #502$70K
BANK OF TENNESSEE GROUP TERM LIFE PLAN
Fully insured210 covered·1 carrier
Primary: USABLE LIFE
Plan #503$34K
BANK OF TENNESSEE GROUP LONG-TERM DISABILITY PLAN
Fully insured210 covered·1 carrier
Primary: USABLE LIFE
Plan #504$0
BANK OF TENNESSEE SHORT TERM DISABILITY PLAN
Self-funded0 covered·0 carriers
Plan #505$0
BANK OF TENNESSEE FLEXIBLE SPENDING PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.1M | 32.2% | |
| Dental | $2.1M | 32.2% | |
| Vision | $2.1M | 32.2% | |
| Other | $122K | 1.9% | |
| Life | $67K | 1.0% | |
| Long-term disability | $34K | 0.5% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 620427913 | HDV | $2.1M | 93.0% | 1 | 1 | 407 |
EIN 710505232 | LLTDOth | $104K | 4.7% | 2 | 4 | 420 |
EIN 580663085 | Oth | $52K | 2.3% | 1 | 1 | 60 |
Broker overview
11 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| HANES TORBETT | JOHNSON CITY, TN | BLUECROSS BLUESHIELD OF TENNESSEE, INC | $74K | $0 | $74K | 70.3% | 1 |
| CORPORATE INSURANCE GROUP | JOHNSON CITY, TN | USABLE LIFE | $13K | $3K | $15K | 14.3% | 2 |
| GROUP INSURANCE SERVICES INC | CHATTANOOGA, TN | USABLE LIFE | $11K | $0 | $11K | 10.1% | 2 |
| STEPHEN L FOSTER | JOHNSON CITY, TN | AFLAC | $3K | $0 | $3K | 2.4% | 1 |
| JEFFREY GASTON COPELAND | ATLANTA, GA | AFLAC | $1K | $0 | $1K | 1.1% | 1 |
| RYAN DREBING | JOHNSON CITY, TN | AFLAC | $453 | $0 | $453 | 0.4% | 1 |
| JACKSON D RHODES | BRISTOL, TN | AFLAC | $349 | $0 | $349 | 0.3% | 1 |
| BRIAN D ELY | MARIETTA, GA | AFLAC | $332 | $0 | $332 | 0.3% | 1 |
| MARK EDWARD CASE | CASTLE PINES, CO | AFLAC | $307 | $0 | $307 | 0.3% | 1 |
| LYNN HODGE | JONESBOROUGH, TN | AFLAC | $282 | $0 | $282 | 0.3% | 1 |
| CASEY A CURLEE | KNOXVILLE, TN | AFLAC | $205 | $0 | $205 | 0.2% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan