Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 62-0595572
ROYAL FURNITURE COMPANY
930 S WHITE STATION RD · MEMPHIS, TN 381175725
9015792363
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 44
- Latest filing
- 2025
Total premiums (latest)
$762K
No prior year
Persons covered
177
No prior year
Total participants
176
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$892K
ROYAL FURNITURE FLEXIBLE BENEFIT PLAN
Fully insured145 covered·2 carriers
Primary: BLUECROSS BLUESHIELD OF TENNESSEE, INC.
Plan #505$762K
ROYAL FURNITURE COMPANY WELFARE BENEFITS PLAN
Fully insured177 covered·3 carriers
Primary: BLUECROSS BLUESHIELD OF TENNESSEE, INC.
Plan #502$29K
ROYAL FURNITURE COMPANY GROUP LIFE, ACCIDENTAL DEATH & DISMEMBERMENT, LONG-TERM DISABILITY PLAN
Fully insured226 covered·1 carrier
Primary: UNITED OF OMAHA LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $567K | 69.1% | |
| Other | $104K | 12.7% | |
| Life | $58K | 7.1% | |
| Dental | $41K | 5.0% | |
| Short-term disability | $24K | 2.9% | |
| Long-term disability | $17K | 2.0% | |
| Vision | $9K | 1.1% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 620427913 | H | $567K | 74.4% | 1 | 1 | 99 |
EIN 470322111 | DVLSTDLTDOth | $149K | 19.5% | 1 | 7 | 177 |
EIN 350472300 | Oth | $46K | 6.1% | 1 | 2 | 55 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| HERBERT R CHAMBERS | MEMPHIS, TN | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $24K | $0 | $24K | 43.5% | 1 |
| LIPSCOMB & PITTS INSURANCE LLC | MEMPHIS, TN | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14K | $2K | $16K | 28.6% | 1 |
| HIGGINBOTHAM INS AGENCY INC | FORT WORTH, TX | UNITED OF OMAHA LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | $1K | $15K | 28.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan