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Sponsor portfolioWelfare / HealthEIN 62-0201100

FIRST CITIZENS NATIONAL BANK

P.O. BOX 370 · DYERSBURG, TN 38025
7312854410
Plans filed
1
Years active
2015–2024
Industry
NAICS 52
Latest filing
2024
Total premiums (latest)
$2.7M
No prior year
Persons covered
450
No prior year
Total participants
278
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$2.7M
FIRST CITIZENS NATIONAL BANK EMPLOYEE BENEFITS PLAN
Fully insured450 covered·3 carriers
Primary: BLUECROSS BLUESHIELD OF TENNESSEE, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.4M29.1%
Dental$2.4M29.1%
Vision$2.4M29.1%
Other$287K3.5%
Life$279K3.4%
Long-term disability$279K3.4%
Short-term disability$213K2.6%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 620427913
HDV
$2.4M89.3%11450
USABLE LIFE
EIN 710505232
LSTDLTDOth
$279K10.4%12259
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
Oth
$8K0.3%1288

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
WHITE & ASSOCIATESDYERSBURG, TNUNUM LIFE INSURANCE COMPANY OF NORTH AMERICA, USABLE LIFE$52K$0$52K43.0%1
SHEILA GURIENDYERSBURG, TNBLUECROSS BLUESHIELD OF TENNESSEE, INC.$41K$0$41K34.1%1
GROUP INSURANCE SERVICES INCCHATTANOOGA, TNUSABLE LIFE$28K$0$28K23.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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