Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 62-0198110
FIRST FARMERS AND MERCHANTS BANK
816 SOUTH GARDEN STREET · COLUMBIA, TN 38401
9313883145
- Plans filed
- 7
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$582K
No prior year
Persons covered
249
No prior year
Total participants
221
No prior year
Plans filed
7
No prior year
Plans under this sponsor
7 plans
Plan #508$582K
FIRST FARMERS AND MERCHANTS BANK EMPLOYEE BENEFITS PLAN
Mixed249 covered·4 carriers
Primary: TOKIO MARINE
Plan #506$261K
FIRST FARMERS & MERCHANTS BANK GROUP HEALTH INSURANCE PLAN
Mixed218 covered·2 carriers
Primary: TOKIO MARINE
Plan #502$83K
FIRST FARMERS & MERCHANTS BANK GROUP TERM LIFE INSURANCE
Fully insured268 covered·2 carriers
Primary: THE PRUDENTIAL INSURANCE CO OF AMERICA
Plan #503$79K
FIRST FARMERS & MERCHANTS BANK LONG TERM DISABILITY
Fully insured245 covered·1 carrier
Primary: THE PRUDENTIAL INSURANCE CO OF AMERICA
Plan #505$2K
FIRST FARMERS & MERCHANTS BANK ACCD DEATH & DISMEMBERMENT
Fully insured245 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #501$0
FIRST FARMERS AND MERCHANTS BANK SECTION 125 PLAN
Self-funded0 covered·0 carriers
Plan #507$0
FIRST FARMERS AND MERCHANTS BANK GROUP DENTAL INSURANCE PLAN
Fully insured0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Stop-loss | $285K | 27.9% | |
| Other | $280K | 27.5% | |
| Life | $262K | 25.7% | |
| Long-term disability | $175K | 17.2% | |
| Vision | $17K | 1.7% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 351817054 | SL | $285K | 48.9% | 1 | 1 | 208 |
EIN 010278678 | LLTDOth | $262K | 45.0% | 1 | 4 | 249 |
EIN 362136263 | Oth | $18K | 3.2% | 1 | 1 | 28 |
EIN 061227840 | V | $17K | 3.0% | 1 | 1 | 174 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| RH GROUP SERVICES INC | COLUMBIA, TN | TOKIO MARINE, VISION SERVICE PLAN | $36K | $0 | $36K | 61.1% | 1 |
| FINANCIAL PRODUCTS AND SERVICE | NASHVILLE, TN | UNUM LIFE INSURANCE COMPANY OF AMERICA | $20K | $0 | $20K | 34.8% | 1 |
| BENEFITS FIRST LLC | — | COMBINED INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 3.1% | 1 |
| ADAMS CONSULTING GROUP, LLC | FRANKLIN, TN | VISION SERVICE PLAN | $522 | $0 | $522 | 0.9% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan