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Sponsor portfolioWelfare / HealthEIN 62-0198065

F&M BANK

2081 WILMA RUDOLPH BOULEVARD · CLARKSVILLE, TN 37040
9315532031
Plans filed
2
Years active
2016–2024
Industry
NAICS 52
Latest filing
2024
Total premiums (latest)
$2.2M
No prior year
Persons covered
259
No prior year
Total participants
200
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #501$2.2M
F&M BANK EMPLOYEE BENEFITS PLAN
Fully insured259 covered·3 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #502$83K
FARMERS & MERCHANTS LONG TERM DISABILITY PLAN
Fully insured200 covered·1 carrier
Primary: PRUDENTIAL INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.8M74.3%
Life$166K6.7%
Other$166K6.7%
Dental$136K5.5%
Vision$136K5.5%
Long-term disability$34K1.4%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HDV
$2.0M90.8%12259
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
LOth
$155K7.1%11143
USABLE LIFE
EIN 710505232
LLTDOth
$45K2.1%12214

Broker overview

16 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
FINANCIAL PRODUCTS AND SERVICENASHVILLE, TNUSABLE LIFE, CIGNA HEALTH AND LIFE INSURANCE COMPANY$20K$93K$114K79.0%1
FINANCIAL PRODUCTS AND SERVICESNASHVILLE, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$18K$0$18K12.8%1
GROUP INSURANCES SERVICES INCCHATTANOOGA, TNUSABLE LIFE$4K$0$4K2.8%1
DENNIS E TRAYWICKPROSPECT, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$2K$327$3K1.8%1
BRENDA H BRIDGESWHITE HOUSE, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$1K$16$1K0.8%1
INSPIRED INCMOSCOW, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$950$212$1K0.8%1
ANGELA MASSARELLISPRING HILL, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$904$36$9400.7%1
BENEFIT ENROLLMENT SERVICES INCNASHVILLE, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$875$0$8750.6%1
DEBBIE RENEA CUNNINGHAMCROSS PLAINS, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$230$0$2300.2%1
CLEM BERNSTEINNASHVILE, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$211$0$2110.1%1
BRANDI TAFTNASHVILLE, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$174$0$1740.1%1
KELLE DAGGETT PERRYPIKEVILLE, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$156$0$1560.1%1
JAMES A SHARPHERMITAGE, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$78$0$780.1%1
SHEILA A SHELLGOODLETTSVILE, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$35$0$350.0%1
BEVERLY GATESPORTLAND, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$28$0$280.0%1
LVI BENEFITS SERVICES LLCCLARKSVILLE, TNCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$15$0$150.0%1

History & trajectory

9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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