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Sponsor portfolioWelfare / HealthEIN 62-0174870
CUMBERLAND ELECTRIC MEMBERSHIP CORPORATION
1940 MADISON STREET · CLARKSVILLE, TN 37043
9316452481
- Plans filed
- 2
- Years active
- 2016–2025
- Industry
- NAICS 22
- Latest filing
- 2025
Total premiums (latest)
$446K
No prior year
Persons covered
295
No prior year
Total participants
295
No prior year
Plans filed
2
No prior year
Plans under this sponsor
2 plans
Plan #502$446K
CUMBERLAND ELECTRIC MEMBERSHIP CORPORATION BENEFITS AND WELFARE PLAN
Fully insured295 covered·2 carriers
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #501$38K
LIFE, ACCIDENTAL DEATH & DISMEMBERMENT, DEPENDENT LIFE FOR EMPLOYEES OF CEMC
Fully insured88 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $446K | 33.7% | |
| Other | $446K | 33.7% | |
| Long-term disability | $431K | 32.6% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 350472300 | LLTDOth | $431K | 96.6% | 1 | 1 | 295 |
EIN 135123390 | LOth | $15K | 3.4% | 1 | 1 | 45 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| THE BALDWIN GROUP WEST LLC | TAMPA, FL | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $65K | $16K | $81K | 100.0% | 1 |
| PEACHTREE PLANNING OF GEORGIA | CLARKSVILLE, TN | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $13 | $0 | $13 | 0.0% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan