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Sponsor portfolioWelfare / HealthEIN 62-0123135
CITIZENS BANK OF LAFAYETTE
400 HIGHWAY 52 BYPASS WEST · LAFEYETTE, TN 37083
6156889738
- Plans filed
- 4
- Years active
- 2016–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$851K
No prior year
Persons covered
360
No prior year
Total participants
237
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #525$851K
CITIZENS BANK OF LAFAYETTE EMPLOYEE BENEFITS PLAN
Mixed360 covered·3 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
Plan #503$797K
CITIZENS BANK OF LAFAYETTE EMPLOYEE BENEFITS PLAN
Fully insured359 covered·5 carriers
Primary: BLUERE OF TENNESSEE
Plan #501$156K
CITIZENS BANK LIFE INSURANCE PLAN
Fully insured363 covered·2 carriers
Primary: PRINCIPAL LIFE INSURANCE COMPANY
Plan #502$155K
CITIZENS BANK LONG TERM DISABILITY PLAN
Fully insured363 covered·1 carrier
Primary: PRINCIPAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $615K | 24.1% | |
| Vision | $615K | 24.1% | |
| Stop-loss | $615K | 24.1% | |
| Life | $235K | 9.2% | |
| Other | $235K | 9.2% | |
| Long-term disability | $235K | 9.2% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | DVSL | $615K | 72.3% | 1 | 1 | 360 |
EIN 420127290 | LLTDOth | $235K | 27.6% | 1 | 1 | 243 |
EIN 350980405 | LOth | $281 | 0.0% | 1 | 1 | 17 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| FINANCIAL PRODUCTS AND SERVICE | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, PRINCIPAL LIFE INSURANCE COMPANY, ANTHEM LIFE INSURANCE COMPANY | $93K | $0 | $93K | 100.0% | 1 |
History & trajectory
9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan