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Sponsor portfolioWelfare / HealthEIN 61-1732672
KASPARIAN UNDERGROUND LLC
d/b/a DBA H&B CONTRACTORS
27443 W HWY 84 · MCGREGOR, TX 76657
2548484461
- Plans filed
- 1
- Years active
- 2019–2025
- Industry
- NAICS 23
- Latest filing
- 2025
Total premiums (latest)
$387K
No prior year
Persons covered
248
No prior year
Total participants
94
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $314K | 25.5% | |
| Dental | $314K | 25.5% | |
| Vision | $314K | 25.5% | |
| Life | $73K | 5.9% | |
| Short-term disability | $73K | 5.9% | |
| Long-term disability | $73K | 5.9% | |
| Other | $73K | 5.9% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HDV | $314K | 81.2% | 1 | 1 | 248 |
EIN 362598882 | LSTDLTDOth | $73K | 18.8% | 1 | 1 | 91 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| THE BALDWIN GROUP WEST LLC | — | CIGNA HEALTH AND LIFE INSURANCE COMPANY, DEARBORN LIFE INSURANCE COMPANY | $54K | $5K | $59K | 96.4% | 1 |
| HIGGINBOTHAM INS AGENCY INC | FORT WORTH, TX | DEARBORN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.4% | 1 |
| KILPATRICK COMPANIES LLC | HOUSTON, TX | DEARBORN LIFE INSURANCE COMPANY | $0 | $105 | $105 | 0.2% | 1 |
| CENTERSTONE INSURANCE AND FINANCIAL | DALLAS, TX | DEARBORN LIFE INSURANCE COMPANY | $0 | $39 | $39 | 0.1% | 1 |
History & trajectory
7 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan