Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 61-0523393
FORTERA FEDERAL CREDIT UNION
2050 LOWES DR. · CLARKSVILLE, TN 370401620
9314316800
- Plans filed
- 6
- Years active
- 2016–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$2.2M
No prior year
Persons covered
378
No prior year
Total participants
183
No prior year
Plans filed
6
No prior year
Plans under this sponsor
6 plans
Plan #501$2.2M
FORTERA FEDERAL CREDIT UNION WELFARE BENEFITS PLAN
Fully insured378 covered·3 carriers
Primary: BLUECROSS BLUESHIELD OF TENNESSEE, INC.
Plan #506$1.1M
GROUP MEDICAL PLAN
Fully insured98 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF TENNESSEE, INC.
Plan #504$81K
GROUP DENTAL PLAN
Fully insured113 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #502$71K
GROUP LIFE PLAN
Fully insured197 covered·1 carrier
Primary: PRINCIPAL LIFE INSURANCE COMPANY
Plan #503$51K
GROUP LONG TERM DISABILITY PLAN
Fully insured197 covered·1 carrier
Primary: PRINCIPAL LIFE INSURANCE COMPANY
Plan #505$9K
GROUP VISION PLAN
Fully insured103 covered·1 carrier
Primary: EYEMED VISION CARE O/B/O THE FIDELITY SECURITY LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.9M | 64.5% | |
| Dental | $265K | 8.8% | |
| Life | $265K | 8.8% | |
| Long-term disability | $265K | 8.8% | |
| Other | $265K | 8.8% | |
| Vision | $12K | 0.4% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 620427913 | H | $1.9M | 87.6% | 1 | 1 | 301 |
EIN 420127290 | DLLTDOth | $265K | 11.9% | 1 | 1 | 378 |
EIN 430949844 | V | $12K | 0.5% | 1 | 1 | 319 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MATTHEW B MORASKI | NASHVILLE, TN | BLUECROSS BLUESHIELD OF TENNESSEE, INC. | $100K | $0 | $100K | 60.4% | 1 |
| DIGITAL INSURANCE LLC | ATLANTA, GA | PRINCIPAL LIFE INSURANCE COMPANY | $38K | $12K | $50K | 30.3% | 1 |
| CENTRO BENEFITS RESEARCH LLC | ATLANTA, GA | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $13K | $13K | 8.1% | 1 |
| ENROLLEASE | ATLANTA, GA | EYEMED VISION CARE | $2K | $0 | $2K | 1.2% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan