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Sponsor portfolioWelfare / HealthEIN 61-0513429
GEARHEART COMMUNICATIONS, INC.
20 LAYNESVILLE ROAD · HAROLD, KY 41635
6064796355
- Plans filed
- 6
- Years active
- 2015–2025
- Industry
- NAICS 51
- Latest filing
- 2025
Total premiums (latest)
$2.5M
No prior year
Persons covered
282
No prior year
Total participants
141
No prior year
Plans filed
6
No prior year
Plans under this sponsor
6 plans
Plan #501$2.5M
GEARHEART COMMUNICATIONS, INC. MEDICAL PLAN
Fully insured282 covered·3 carriers
Primary: ANTHEM HEALTH PLANS OF KENTUCKY, INC.
Plan #502$92K
GEARHEART COMMUNICATIONS, INC. DENTAL PLAN
Fully insured301 covered·1 carrier
Primary: DELTA DENTAL OF KENTUCKY
Plan #505$51K
GEARHEART COMMUNICATIONS, INC. LIFE INSURANCE PLAN
Fully insured144 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #503$33K
GEARHEART COMMUNICATIONS, INC. VISION PLAN
Fully insured130 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #506$25K
GEARHEART COMMUNICATIONS, INC. SHORT-TERM DISABILITY PLAN
Fully insured132 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #504$23K
GEARHEART COMMUNICATIONS, INC. LONG TERM DISABILITY PLAN
Fully insured132 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.2M | 29.7% | |
| Vision | $2.2M | 29.7% | |
| Prescription drug | $2.2M | 29.7% | |
| Life | $186K | 2.5% | |
| Short-term disability | $186K | 2.5% | |
| Long-term disability | $186K | 2.5% | |
| Other | $186K | 2.5% | |
| Dental | $77K | 1.0% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 611237516 | HRxV | $2.2M | 89.4% | 1 | 1 | 279 |
EIN 350472300 | LSTDLTDOth | $186K | 7.5% | 1 | 1 | 141 |
EIN 610659432 | D | $77K | 3.1% | 1 | 1 | 282 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| FOUNDATION RISK PARTNERS CORP | LOUISVILLE, KY | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, DELTA DENTAL OF KENTUCKY, ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $81K | $0 | $81K | 87.0% | 1 |
| CENTRO BENEFITS RESEARCH LLC | KIRKWOOD, MO | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $9K | $9K | 10.0% | 1 |
| USI INSURANCE SERVICES LLC | VIRGINIA BEACH, VA | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, DELTA DENTAL OF KENTUCKY | $3K | $0 | $3K | 3.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan