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Sponsor portfolioWelfare / HealthEIN 61-0508496
L&N FEDERAL CREDIT UNION
9115 SMYRNA PARKWAY · LOUISVILLE, KY 40229
5025158315
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$428K
No prior year
Persons covered
592
No prior year
Total participants
307
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #503$428K
L & N FEDERAL CREDIT UNION GROUP HEALTH PLAN
Mixed592 covered·5 carriers
Primary: DELTA DENTAL OF KENTUCKY
Plan #501$88K
L&N FEDERAL CREDIT UNION GROUP LIFE & AD&D PLAN
Fully insured224 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #502$38K
L&N FEDERAL CREDIT UNION LONG TERM DISABILITY PLAN
Fully insured219 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $174K | 32.3% | |
| Other | $173K | 32.2% | |
| Life | $109K | 20.3% | |
| Long-term disability | $46K | 8.5% | |
| Vision | $36K | 6.6% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 610659432 | DV | $209K | 48.9% | 1 | 2 | 592 |
EIN 350472300 | LLTDOth | $168K | 39.1% | 1 | 4 | 305 |
EIN 420884060 | Oth | $36K | 8.5% | 1 | 1 | 77 |
EIN 942649097 | Oth | $10K | 2.3% | 1 | 1 | 304 |
EIN 060838648 | Oth | $5K | 1.3% | 1 | 1 | 300 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | JOHNS CREEK, GA | HARTFORD LIFE AND ACCIDENT, DELTA DENTAL OF KENTUCKY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, MANHATTAN LIFE | $41K | $950 | $42K | 99.2% | 1 |
| TERESA H FULTON | LOUISVILLE, KY | MANHATTAN LIFE | $142 | $0 | $142 | 0.3% | 1 |
| TRACEY HINRICHS | WEST CHESTER, OH | MANHATTAN LIFE | $124 | $0 | $124 | 0.3% | 1 |
| USI INSURANCE SERVICES LLC | VIRGINIA BEACH, VA | MANHATTAN LIFE | $56 | $0 | $56 | 0.1% | 1 |
| ENROLLMENT BENEFIT CONCEPTS LLC | COLUMBIA, SC | MANHATTAN LIFE | $8 | $0 | $8 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan