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Sponsor portfolioWelfare / HealthEIN 61-0299615

OWEN ELECTRIC COOPERATIVE

8205 HIGHWAY 127 · OWENTON, KY 40359
5025633568
Plans filed
1
Years active
2015–2025
Industry
NAICS 22
Latest filing
2025
Total premiums (latest)
$540K
No prior year
Persons covered
174
No prior year
Total participants
119
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #525$540K
OWEN ELECTRIC COOPERATIVE, INC. EMPLOYEE BENEFITS PLAN
Fully insured174 covered·9 carriers
Primary: EMPHESYS INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$338K52.1%
Short-term disability$84K13.0%
Long-term disability$84K13.0%
Dental$61K9.5%
Other$45K7.0%
Life$24K3.7%
Vision$11K1.7%

Carrier overview

8 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
EMPHESYS INSURANCE COMPANY
EIN 310935772
H
$333K61.8%1179
STANDARD INSURANCE COMPANY
EIN 930242990
STDLTD
$84K15.6%11117
HUMANA INSURANCE COMPANY
EIN 521157181
HD
$65K12.1%1290
AFLAC
EIN 822723296
LOth
$24K4.4%1138
AMERICAN HERITAGE LIFE INSURANCE COMPANY
EIN 590781901
Oth
$13K2.4%1135
EYEMED VISION CARE
EIN 430949844
V
$11K2.1%11174
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
Oth
$5K0.9%116
ST. ELIZABETH EAP
EIN 122345678
Oth
$4K0.7%11124

Broker overview

12 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
BROWN & BROWN INSURANCE SERVICESLOUISVILLE, KYEMPHESYS INSURANCE COMPANY, HUMANA INSURANCE COMPANY OF NEW YORK, HUMANA, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO., STANDARD INSURANCE COMPANY$25K$3K$28K89.7%1
CHAD L NELSONOWENSBORO, KYAFLAC$619$45$6642.1%1
JESSICA MURPHYOWENSBORO, KYAFLAC$425$182$6072.0%1
JENNIFER KELLEROWENSBORO, KYAFLAC$494$38$5321.7%1
JOY RENEE WESTOWENSBORO, KYAFLAC$415$0$4151.3%1
JUDY STEVENSLEXINGTON, KYCOLONIAL LIFE AND ACCIDENT INSURANCE COMPANY$351$1$3521.1%1
JOSEPH GARETT KELLEROWENSBORO, KYAFLAC$240$0$2400.8%1
THOMPSON BENEFITS & ENROLLMENTOWENSBORO, KYAFLAC$203$0$2030.7%1
JUSTIN K. BUSHOWENSBORO, KYAFLAC$135$0$1350.4%1
THERESA PEDDICORDLEXINGTON, KYCOLONIAL LIFE AND ACCIDENT INSURANCE COMPANY$27$0$270.1%1
MIKE TERRYLEXINGTON, KYCOLONIAL LIFE AND ACCIDENT INSURANCE COMPANY$17$0$170.1%1
MARGARET C TERRYLEXINGTON, KYCOLONIAL LIFE AND ACCIDENT INSURANCE COMPANY$8$0$80.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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