PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. INNOVATIONS FINANCIAL CREDIT UNION

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 59-6152180

INNOVATIONS FINANCIAL CREDIT UNION

910 THOMAS DRIVE · PANAMA CITY BEACH, FL 32408
8502490664
Plans filed
2
Years active
2016–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$162K
No prior year
Persons covered
203
No prior year
Total participants
108
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #502$1.2M
FSU FOUNDATION ERISA PLAN
Fully insured147 covered·5 carriers
Primary: CAPITAL HEALTH PLAN
Plan #501$162K
INNOVATIONS FINANCIAL CREDIT UNION
Mixed203 covered·1 carrier
Primary: PRINCIPAL LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$162K20.0%
Vision$162K20.0%
Life$162K20.0%
Short-term disability$162K20.0%
Long-term disability$162K20.0%

Carrier overview

1 carrier · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
DVLSTDLTD
$162K100.0%11203

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
DIGITAL INSURANCE LLCATLANTA, GAPRINCIPAL LIFE INSURANCE COMPANY$13K$7K$20K71.3%1
CENTRO BENEFITS RESEARCH LLCATLANTA, GAPRINCIPAL LIFE INSURANCE COMPANY$0$8K$8K28.7%1

History & trajectory

4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica