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Sponsor portfolioWelfare / HealthEIN 59-3497167

RIPA AND ASSOCIATES LLC

d/b/a RIPA AND ASSOCIATES
1409 TECH BLVD · TAMPA, FL 33619
8136236777
Plans filed
1
Years active
2015–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$7.4M
No prior year
Persons covered
966
No prior year
Total participants
966
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$7.4M
RIPA AND ASSOCIATES WELFARE PLAN
Fully insured966 covered·4 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$7.0M32.3%
Dental$7.0M32.3%
Vision$7.0M32.3%
Other$317K1.5%
Short-term disability$264K1.2%
Life$53K0.2%
Long-term disability$26K0.1%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HDV
$7.0M95.4%11599
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
STDOth
$264K3.6%11495
UNITED HEALTHCARE INSURANCE COMPANY
EIN 362739571
LOth
$53K0.7%11966
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
LTD
$26K0.3%1110

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
THE BALDWIN GROUP WEST LLCTAMPA, FLTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA$54K$6K$60K50.3%1
TRILOGY BENEFITS CONSULTING LLC—THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$57K$0$57K48.0%1
ANTHONY S ALMODOVAR—THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$0$2K$2K1.7%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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