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Sponsor portfolioWelfare / HealthEIN 59-3464773
H. M. RICHARDS, INC.
P. O. BOX 373 · BALDWYN, MS 38824
6623659485
- Plans filed
- 1
- Years active
- 2015–2024
- Industry
- NAICS 33
- Latest filing
- 2024
Total premiums (latest)
$1.4M
No prior year
Persons covered
3,623
No prior year
Total participants
1,240
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $658K | 38.1% | |
| Stop-loss | $340K | 19.7% | |
| Life | $302K | 17.5% | |
| Short-term disability | $249K | 14.4% | |
| Long-term disability | $176K | 10.2% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 135581829 | LOth | $454K | 31.9% | 1 | 2 | 3,623 |
EIN 350472300 | STDLTD | $426K | 29.9% | 1 | 2 | 1,583 |
EIN 061041332 | SL | $340K | 23.9% | 1 | 1 | 1,016 |
EIN 630343428 | Oth | $149K | 10.4% | 1 | 1 | 786 |
EIN 470246511 | Oth | $31K | 2.2% | 1 | 1 | 89 |
EIN 942649097 | Oth | $25K | 1.7% | 1 | 1 | 1,227 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ROSS & YERGER INSURANCE INC | JACKSON, MS | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $68K | $236 | $68K | 53.2% | 1 |
| EVELYN P CORBETT | SALTILLO, MS | MUTUAL OF OMAHA, CIGNA, METLIFE INSURANCE COMPANY | $49K | $0 | $49K | 38.4% | 1 |
| WILLIS TOWERS WATSON US LLC | NEW YORK, NY | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $6K | $6K | 4.4% | 1 |
| EDWIN DEREK PEARCE | BOSSIER CITY, LA | METLIFE INSURANCE COMPANY | $3K | $0 | $3K | 2.0% | 1 |
| RAMONE S PEARCE | BRANDON, MS | METLIFE INSURANCE COMPANY | $2K | $0 | $2K | 1.9% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan