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Sponsor portfolioWelfare / HealthEIN 58-2046321

FAMILIES AND COMMUNITIES RISING, INC.

4220 NC HIGHWAY 55 · DURHAM, NC 27713
9194905577
Plans filed
1
Years active
2015–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$1.9M
No prior year
Persons covered
182
No prior year
Total participants
119
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.9M
FAMILIES AND COMMUNITIES RISING, INC. SECTION 125 PLAN
Mixed182 covered·3 carriers
Primary: BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$1.9M21.0%
Health$1.8M19.7%
Dental$1.8M19.7%
Vision$1.8M19.7%
Prescription drug$1.8M19.7%
Life$19K0.2%
Long-term disability$9K0.1%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 560894904
HRxDVOth
$1.8M93.1%11182
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LLTDOth
$109K5.7%14149
AMERICAN HERITAGE LIFE INSURANCE COMPANY
EIN 590781901
Oth
$23K1.2%1143

Broker overview

9 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
WILLIAM MICHELSENCHARLOTTE, NCBLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA$42K$0$42K67.7%1
DIGITAL INSURANCE LLCATLANTA, GATHE LINCOLN NATIONAL LIFE INSURANCE COMPANY$6K$0$6K10.2%1
PAYCHEX INSURANCE AGENCY, INC.ROCHESTER, NYTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY$6K$0$6K9.5%1
CENTRO BENEFITS RESEARCH LLCKIRKWOOD, MOTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY$0$5K$5K8.9%1
WILLIS TOWERS WATSON US LLCRALEIGH, NCAMERICAN HERITAGE LIFE INSURANCE COMPANY$894$0$8941.5%1
THE CASON GROUP INCCOLUMBIA, SCAMERICAN HERITAGE LIFE INSURANCE COMPANY$700$0$7001.1%1
HUB INTERNATIONAL MIDWEST LIMITEDKNOXVILLE, TNAMERICAN HERITAGE LIFE INSURANCE COMPANY$593$0$5931.0%1
SELECT BNFT SOLUTION LLCMT. PLEASANT, SCAMERICAN HERITAGE LIFE INSURANCE COMPANY$62$0$620.1%1
MARSH & MCLENNAN AGENCY LLCRALEIGH, NCAMERICAN HERITAGE LIFE INSURANCE COMPANY$22$0$220.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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