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Sponsor portfolioWelfare / HealthEIN 57-0649372
LIFE CYCLE ENGINEERING, INC.
4360 CORPORATE RD · N CHARLESTON, SC 294057439
8437447110
- Plans filed
- 6
- Years active
- 2015–2024
- Industry
- NAICS 54
- Latest filing
- 2024
Total premiums (latest)
$3.6M
No prior year
Persons covered
451
No prior year
Total participants
460
No prior year
Plans filed
6
No prior year
Plans under this sponsor
6 plans
Plan #510$3.6M
LIFE CYCLE ENGINEERING, INC. WELFARE BENEFIT PLAN
Mixed451 covered·6 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #503$3.3M
LIFE CYCLE ENGINEERING INC MEDICAL AND DRUG PLAN
Fully insured325 covered·1 carrier
Primary: BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA
Plan #501$463K
LIFE CYCLE ENGINEERING INC LIFE INSURANCE AND LONG TERM DISABILITY PLAN
Fully insured521 covered·1 carrier
Primary: GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #505$60K
LIFE CYCLE ENGINEERING INC VISION PLAN
Fully insured445 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #502$0
LIFE CYCLE ENGINEERING INC FLEXIBLE BENEFITS PLAN
Self-funded0 covered·0 carriers
Plan #504$0
LIFE CYCLE ENGINEERING INC DENTAL PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $3.1M | 38.2% | |
| Prescription drug | $3.1M | 38.2% | |
| Other | $519K | 6.4% | |
| Life | $460K | 5.7% | |
| Short-term disability | $438K | 5.4% | |
| Long-term disability | $438K | 5.4% | |
| Vision | $52K | 0.6% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HRx | $3.0M | 81.1% | 1 | 1 | 308 |
EIN 470322111 | LSTDLTDOth | $438K | 12.0% | 1 | 1 | 451 |
EIN 990263440 | HRx | $118K | 3.2% | 1 | 1 | 12 |
EIN 010278678 | Oth | $59K | 1.6% | 1 | 1 | 10 |
EIN 061227840 | V | $52K | 1.4% | 1 | 1 | 377 |
EIN 751277524 | LOth | $22K | 0.6% | 1 | 1 | 13 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC | NORTH CHARLESTON, SC | BERKSHIRE LIFE INSURANCE COMPANY OF AMERICA, UNITED OF OMAHA LIFE INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, VISION SERVICE PLAN | $56K | $56K | $112K | 90.9% | 1 |
| CHRISTINE M. MCCULLUGH | REDMOND, WA | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 5.4% | 1 |
| UNITED OF OMAHA LIFE INSURANCE CO | OMAHA, NE | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $4K | $4K | 3.7% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan