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Sponsor portfolioWelfare / HealthEIN 56-1837620
ROOF ABOVE, INC.
1210 NORTH TRYON STREET · CHARLOTTE, NC 28206
7043343187
- Plans filed
- 3
- Years active
- 2020–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$1.4M
No prior year
Persons covered
442
No prior year
Total participants
442
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$1.3M
ROOF ABOVE HEALTH AND WELFARE BENEFITS PLAN
Fully insured75 covered·1 carrier
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Plan #502$86K
ROOF ABOVE, INC. LIFE AND DISABILITY PLAN
Fully insured176 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #503$3K
PLAN 503 ROOF ABOVE, INC. EAP PLAN
Fully insured191 covered·1 carrier
Primary: ATRIUM HEALTH EMPLOYEE ASSISTANCE PROGRAM
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.3M | 23.4% | |
| Dental | $1.3M | 23.4% | |
| Vision | $1.3M | 23.4% | |
| Prescription drug | $1.3M | 23.4% | |
| Other | $90K | 1.6% | |
| Life | $86K | 1.6% | |
| Short-term disability | $86K | 1.6% | |
| Long-term disability | $86K | 1.6% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 362739571 | HRxDV | $1.3M | 93.5% | 1 | 1 | 75 |
EIN 010278678 | LSTDLTDOth | $86K | 6.3% | 1 | 1 | 176 |
EIN 560529945 | Oth | $3K | 0.3% | 1 | 1 | 191 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. | CHARLOTTE, NC | UNITEDHEALTHCARE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA | $72K | $2K | $73K | 93.7% | 2 |
| THE CASON GROUP INC | COLUMBIA, SC | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $979 | $5K | 6.3% | 1 |
History & trajectory
6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan