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Sponsor portfolioWelfare / HealthEIN 56-1362282
LOCAL GOVERNMENT FEDERAL CREDIT UNION
3600 WAKE FOREST ROAD · RALEIGH, NC 27609
9198663174
- Plans filed
- 4
- Years active
- 2016–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$5.2M
No prior year
Persons covered
422
No prior year
Total participants
425
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #501$5.2M
LOCAL GOVERNMENT FEDERAL CREDIT UNION HEALTH & WELFARE BENEFITS PLAN
Fully insured422 covered·5 carriers
Primary: BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA
Plan #502$1.6M
LOCAL GOVERNMENT FEDERAL CREDIT UNION GROUP DENTAL PLAN
Fully insured408 covered·1 carrier
Primary: BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA
Plan #504$137K
LOCAL GOVERNMENT FEDERAL CREDIT UNION GROUP DISABILITY PLAN
Fully insured181 covered·1 carrier
Primary: USABLE LIFE
Plan #503$26K
LOCAL GOVERNMENT FEDERAL CREDIT UNION GROUP VISION PLAN
Fully insured367 covered·1 carrier
Primary: BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $4.3M | 45.3% | |
| Prescription drug | $4.3M | 45.3% | |
| Dental | $439K | 4.6% | |
| Short-term disability | $143K | 1.5% | |
| Life | $125K | 1.3% | |
| Long-term disability | $82K | 0.9% | |
| Other | $70K | 0.7% | |
| Vision | $46K | 0.5% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 560894904 | HRx | $4.3M | 83.7% | 1 | 1 | 408 |
EIN 561018068 | D | $439K | 8.5% | 1 | 1 | 408 |
EIN 710505232 | LSTDLTDOth | $308K | 5.9% | 1 | 5 | 422 |
EIN 620331200 | STD | $55K | 1.1% | 1 | 2 | 25 |
EIN 430949844 | V | $46K | 0.9% | 1 | 1 | 413 |
Broker overview
7 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| RUSSELL CARTER | RALEIGH, NC | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $113K | $0 | $113K | 52.2% | 1 |
| JAMES A SCOTT & SON INC | GREENSBORO, NC | DELTA DENTAL OF NORTH CAROLINA, USABLE LIFE, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $77K | $0 | $77K | 35.3% | 1 |
| MOSAIC GROUP SERVICES | DURHAM, NC | USABLE LIFE | $17K | $0 | $17K | 7.8% | 1 |
| MOSIAC GROUP SERVICES | DURHAM, NC | USABLE LIFE | $7K | $0 | $7K | 3.1% | 1 |
| ASSUREX GLOBAL CORPORATION | DUBLIN, OH | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $0 | $2K | $2K | 0.9% | 1 |
| HUB INTERNATIONAL MIDWEST LIMITED | RIVERSIDE, CA | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 0.7% | 1 |
| THREEFLOW | CHICAGO, IL | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $0 | $93 | $93 | 0.0% | 1 |
History & trajectory
9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan