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Sponsor portfolioWelfare / HealthEIN 56-1034724
WARD AND SMITH, PA
1001 COLLEGE COURT · NEW BERN, NC 28562
2526725400
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$603K
No prior year
Persons covered
336
No prior year
Total participants
258
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #501$2.1M
WARD AND SMITH, PA HEALTH CARE PLAN
Fully insured415 covered·4 carriers
Primary: BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA
Plan #504$603K
WARD AND SMITH, PA WELFARE BENEFITS PLAN
Mixed336 covered·4 carriers
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #502$122K
WARD AND SMITH, PA DISABILITY PLAN
Fully insured221 covered·1 carrier
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Plan #503$0
WARD AND SMITH, PA LIFE INSURANCE PLAN
Fully insured221 covered·1 carrier
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Other | $412K | 24.8% | |
| Life | $352K | 21.2% | |
| Short-term disability | $352K | 21.2% | |
| Long-term disability | $352K | 21.2% | |
| Dental | $174K | 10.5% | |
| Vision | $16K | 1.0% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 010278678 | LSTDLTDOth | $412K | 68.4% | 1 | 2 | 256 |
EIN 561018068 | D | $174K | 28.9% | 1 | 1 | 336 |
EIN 430949844 | V | $16K | 2.7% | 1 | 1 | 325 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC | KANSAS CITY, MO | DELTA DENTAL OF NORTH CAROLINA, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO., UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY | $68K | $8K | $76K | 100.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan