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Sponsor portfolioWelfare / HealthEIN 56-0904243

COASTAL FEDERAL CREDIT UNION

PO BOX 58429 · RALEIGH, NC 276588429
9194208000
Plans filed
6
Years active
2016–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$633K
No prior year
Persons covered
961
No prior year
Total participants
621
No prior year
Plans filed
6
No prior year

Plans under this sponsor

6 plans
Plan #501$4.0M
GROUP HEALTH PLAN
Fully insured1,008 covered·2 carriers
Primary: UNITED HEALTHCARE INSURANCE COMPANY
Plan #510$633K
COASTAL FEDERAL CREDIT UNION HEALTH & WELFARE BENEFITS PLAN
Mixed961 covered·3 carriers
Primary: RELIASTAR LIFE INSURANCE COMPANY
Plan #504$162K
GROUP LIFE INSURANCE PLAN
Fully insured473 covered·1 carrier
Primary: AMERICAN GENERAL LIFE INSURANCE COMPANY
Plan #505$129K
GROUP SHORT TERM DISABILITY PLAN
Fully insured473 covered·1 carrier
Primary: AMERICAN GENERAL LIFE INSURANCE COMPANY
Plan #506$85K
GROUP LONG TERM DISABILITY PLAN
Fully insured473 covered·1 carrier
Primary: AMERICAN GENERAL LIFE INSURANCE COMPANY
Plan #502$10K
AD&D PLAN FOR EMPLOYEES OF COASTAL FEDERAL CREDIT UNION
Fully insured463 covered·1 carrier
Primary: ZURICH AMERICAN INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$564K32.8%
Life$543K31.6%
Long-term disability$543K31.6%
Vision$69K4.0%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
RELIASTAR LIFE INSURANCE COMPANY
EIN 410451140
LLTDOth
$543K85.9%11961
VISION SERVICE PLAN
EIN 061227840
V
$69K10.9%11515
ZURICH AMERICAN INSURANCE COMPANY
EIN 364233459
Oth
$20K3.2%110

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
DIGITAL INSURANCE LLCATLANTA, GAVISION SERVICE PLAN, RELIASTAR LIFE INSURANCE COMPANY, ZURICH AMERICAN INSURANCE COMPANY$63K$23K$86K100.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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