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Sponsor portfolioWelfare / HealthEIN 55-0641179
UNITED BANKSHARES, INC.
514 MARKET STREET · PARKERSBURG, WV 26101
3044248674
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$5.3M
No prior year
Persons covered
2,724
No prior year
Total participants
3,145
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #506$13.7M
UNITED BANKSHARES, INC. CAFETERIA PLAN
Fully insured1,198 covered·5 carriers
Primary: HIGHMARK WEST VIRGINIA
Plan #510$5.3M
UNITED BANKSHARES, INC. HEALTH AND WELFARE BENEFIT PLAN
Fully insured2,724 covered·5 carriers
Primary: DELTA DENTAL INSURANCE COMPANY
Plan #504$253K
UNITED BANKSHARES, INC. EMPLOYEE GROUP LIFE INSURANCE PLUS AD&D
Fully insured1,719 covered·1 carrier
Primary: LIBERTY LIFE ASSURANCE COMPANY OF BOSTON
Plan #503$65K
UNITED BANKSHARES, INC. LONG TERM DISABILITY PLAN
Fully insured1,539 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #508$58K
UNITED BANKSHARES, INC. VOLUNTARY LIFE PLAN
Fully insured285 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Life | $1.5M | 21.6% | |
| Other | $1.5M | 21.6% | |
| Dental | $1.3M | 18.6% | |
| Stop-loss | $1.2M | 17.4% | |
| Long-term disability | $521K | 7.3% | |
| Vision | $368K | 5.2% | |
| Health | $292K | 4.1% | |
| Prescription drug | $292K | 4.1% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 470322111 | LLTDOth | $2.1M | 39.0% | 1 | 3 | 2,724 |
EIN 550523124 | D | $1.3M | 25.0% | 1 | 1 | 2,054 |
EIN 351817054 | SL | $1.2M | 23.5% | 1 | 1 | 1,869 |
EIN 061227840 | V | $368K | 7.0% | 1 | 1 | 1,851 |
EIN 231294723 | HRx | $292K | 5.5% | 1 | 1 | 75 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | CONSHOHOCKEN, PA | HCC LIFE INSURANCE COMPANY, DELTA DENTAL INSURANCE COMPANY, MUTUAL OF OMAHA INSURANCE COMPANY | $231K | $62K | $293K | 100.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan