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Sponsor portfolioWelfare / HealthEIN 55-0394186
BOWLES RICE LLP
PO BOX 1386 · CHARLESTON, WV 25325
3043471100
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$2.2M
No prior year
Persons covered
253
No prior year
Total participants
188
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$2.2M
BOWLES RICE HEALTH AND WELFARE PLAN
Fully insured253 covered·3 carriers
Primary: HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA
Plan #502$217K
BOWLES RICE MCDAVID GRAFF & LOVE SHORT-TERM AND LONG-TERM DISABILITY PLAN
Fully insured231 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA
Plan #503$136K
BOWLES RICE MCDAVID GRAFF & LOVE VISION AND DENTAL PLAN
Fully insured177 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.9M | 38.9% | |
| Prescription drug | $1.9M | 38.9% | |
| Life | $233K | 4.7% | |
| Short-term disability | $233K | 4.7% | |
| Long-term disability | $233K | 4.7% | |
| Other | $233K | 4.7% | |
| Dental | $82K | 1.7% | |
| Vision | $82K | 1.7% |
Carrier overview
3 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 550624615 | HRx | $1.9M | 85.9% | 1 | 1 | 249 |
EIN 010278678 | LSTDLTDOth | $233K | 10.4% | 1 | 1 | 188 |
EIN 135581829 | DV | $82K | 3.7% | 1 | 1 | 253 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MICHAEL P BLACK | CHARLESTON, WV | HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA | $63K | $0 | $63K | 48.1% | 1 |
| USI INSURANCE SERVICES LLC | VIRGINIA BEACH, VA | METROPOLITAN LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA | $29K | $11K | $40K | 30.5% | 1 |
| THE CASON GROUP INC | COLUMBIA, SC | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $21K | $21K | 15.9% | 1 |
| ASSUREDPARTNERS | CHARLESTON, WV | HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA | $7K | $0 | $7K | 5.5% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan