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Sponsor portfolioWelfare / HealthEIN 54-1753537

R J SMITH CONSTRUCTION, INC.

1711 REYMET ROAD · N. CHESTERFIELD, VA 23237
8047143450
Plans filed
1
Years active
2021–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$206K
No prior year
Persons covered
279
No prior year
Total participants
142
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$206K
R J SMITH CONSTRUCTION, INC. HEALTH AND WELFARE PLAN
Fully insured279 covered·4 carriers
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$55K21.7%
Life$48K18.9%
Other$48K18.9%
Long-term disability$47K18.5%
Short-term disability$44K17.4%
Vision$12K4.6%
Health$1640.1%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
EIN 350472300
LSTDLTDOth
$139K67.6%14157
RELIANCE STANDARD LIFE INSURANCE COMPANY
EIN 360883760
D
$55K26.7%11279
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
V
$12K5.7%11178
ANTHEM LIFE INSURANCE COMPANY
EIN 541356687
H
$1640.1%11170

Broker overview

5 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCCHARLOTTE, NCTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY, PRINCIPAL LIFE INSURANCE COMPANY$12K$0$12K35.6%1
GIS BENEFITS INCMORRIS, ILTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY, PRINCIPAL LIFE INSURANCE COMPANY$0$10K$10K30.3%1
MCGRIFF INSURANCE SERVICES INCGREENSBORO, NCRELIANCE STANDARD LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, PRINCIPAL LIFE INSURANCE COMPANY$5K$0$5K14.7%1
HOME OFFICE TPA PAYS COMMISSIONLINCOLN, NERELIANCE STANDARD LIFE INSURANCE COMPANY$4K$0$4K10.6%1
BOON CHAPMAN BENEFIT ADMINISTRATORSAUSTIN, TXTHE LINCOLN NATIONAL LIFE INSURANCE COMPANY$0$3K$3K8.7%1

History & trajectory

5 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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