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Sponsor portfolioWelfare / HealthEIN 54-1487512

CHECKS AND BALANCES, INC.

10550 LINDEN LAKE PLZ STE 200 · MANASSAS, VA 201096495
7033612220
Plans filed
3
Years active
2016–2025
Industry
NAICS 56
Latest filing
2025
Total premiums (latest)
$4.5M
No prior year
Persons covered
628
No prior year
Total participants
390
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #501$4.5M
CHECKS AND BALANCES, INC. HEALTH AND WEALFARE PLAN
Fully insured628 covered·4 carriers
Primary: CIGNA HEALTH AND LIFE INSURANCE COMAPNY
Plan #502$126K
CHECKS AND BALANCES, INC. DENTAL PLAN
Fully insured240 covered·1 carrier
Primary: ANTHEM HEALTH PLANS OF VIRGINIA, INC.
Plan #503$13K
CHECKS AND BALANCES, INC. VISION PLAN
Fully insured188 covered·1 carrier
Primary: EYEMED VISION CARE OBO THE FIDELITY SECURITY LIFE INSURANCE COMPANY

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$4.2M46.0%
Dental$4.2M46.0%
Other$236K2.6%
Life$161K1.8%
Short-term disability$161K1.8%
Long-term disability$161K1.8%
Vision$21K0.2%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
HD
$4.2M94.2%11293
HARTFORD LIFE AND ACCIDENT
EIN 060838648
LSTDLTDOth
$161K3.6%11628
FLORES AND ASSOCIATES
EIN 561542307
Oth
$75K1.7%1148
EYEMED VISION CARE
EIN 430949844
V
$21K0.5%11314

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
JAMES A SCOTT & SON INCLYNCHBURG, VAEYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY INSURANCE COMPANY, HARTFORD LIFE AND ACCIDENT, CIGNA HEALTH AND LIFE INSURANCE COMAPNY$48K$139K$188K98.3%1
FLORES AND ASSOCIATESCHARLOTTE, NCFLORES AND ASSOCIATES$0$3K$3K1.7%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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