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Sponsor portfolioWelfare / HealthEIN 54-0629628

APPLE FEDERAL CREDIT UNION

PO BOX 1200 · FAIRFAX, VA 22038
7037884800
Plans filed
4
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$1.0M
No prior year
Persons covered
594
No prior year
Total participants
601
No prior year
Plans filed
4
No prior year

Plans under this sponsor

4 plans
Plan #510$1.0M
APPLE FEDERAL CREDIT UNION WRAP PLAN
Mixed594 covered·2 carriers
Primary: GUARDIAN LIFE INSURANCE COMPANY
Plan #503$46K
GROUP LIFE INSURANCE
Fully insured350 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #501$43K
GROUP LONG TERM DISABILITY INSURANCE
Fully insured345 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #506$0
APPLE FEDERAL CREDIT UNION FLEXIBLE COMPENSATION PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Vision$1.0M16.8%
Dental$1.0M16.6%
Life$1.0M16.6%
Short-term disability$1.0M16.6%
Long-term disability$1.0M16.6%
Other$1.0M16.6%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$1.0M98.8%11594
ANTHEM LIFE INSURANCE COMPANY
EIN 540357120
V
$12K1.2%11463

Broker overview

1 broker · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
AP BENEFIT ADVIOSRS LLCCROFTON, MDGUARDIAN LIFE INSURANCE COMPANY$121K$16K$137K100.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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