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Sponsor portfolioWelfare / HealthEIN 53-0186287

JOSEPH SMITH AND SONS INC.

2001 KENNILWORTH AVENUE · CAPITOL HEIGHTS, MD 20743
3017731266
Plans filed
1
Years active
2016–2025
Industry
NAICS 33
Latest filing
2025
Total premiums (latest)
$259K
No prior year
Persons covered
280
No prior year
Total participants
420
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #502$259K
JOSEPH SMITH AND SONS INC. EMPLOYEE BENEFITS PLAN
Mixed280 covered·3 carriers
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$192K27.8%
Life$157K22.8%
Dental$143K20.8%
Vision$143K20.8%
Long-term disability$54K7.9%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLOth
$143K55.2%11280
AMERICAN HERITAGE LIFE INSURANCE COMPANY
EIN 590781901
LOth
$62K23.9%1551
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
LTD
$54K20.9%11140

Broker overview

12 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
ACRISURE LLCROCKVILLE, MDTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$12K$2K$13K59.5%1
WADE F KAUFFMANGLEN BURNIE, MDPRINCIPAL LIFE INSURANCE COMPANY$5K$0$5K20.3%1
GEORGE A TROCKISHREWSBURY, PAAMERICAN HERITAGE LIFE INSURANCE COMPANY$3K$0$3K12.0%1
TROCKI BENEFIT GROUP INCSPARKS, MDAMERICAN HERITAGE LIFE INSURANCE COMPANY$483$0$4832.1%1
ROBERT L SONKENDARNESTOWN, MDAMERICAN HERITAGE LIFE INSURANCE COMPANY$468$0$4682.1%1
MATTHEW D DIPASQUALEBALTIMORE, MDAMERICAN HERITAGE LIFE INSURANCE COMPANY$388$0$3881.7%1
DONNA GELHARDBALTIMORE, MDAMERICAN HERITAGE LIFE INSURANCE COMPANY$248$0$2481.1%1
CRYSTAL HIPPSCOLUMBIA, PAAMERICAN HERITAGE LIFE INSURANCE COMPANY$228$0$2281.0%1
CRAIG M NICKELSPARKS, MDAMERICAN HERITAGE LIFE INSURANCE COMPANY$26$0$260.1%1
AMY JO SHANAMANSTRAUSSTOWN, PAAMERICAN HERITAGE LIFE INSURANCE COMPANY$12$0$120.1%1
DONALD MCCOURT COWANGAITERSBURG, MDAMERICAN HERITAGE LIFE INSURANCE COMPANY$4$0$40.0%1
DAVID BOWENGLEN BURNIE, MDAMERICAN HERITAGE LIFE INSURANCE COMPANY$3$0$30.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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