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Sponsor portfolioWelfare / HealthEIN 53-0037953
BRAY AND SCARFF
8610 CHERRY LANE, SUITE 17 · LAUREL, MD 20707
3014703555
- Plans filed
- 4
- Years active
- 2015–2025
- Industry
- NAICS 44
- Latest filing
- 2025
Total premiums (latest)
$1.4M
No prior year
Persons covered
211
No prior year
Total participants
218
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #501$1.4M
BRAY & SCARFF HEALTH AND WELFARE BENEFITS PLAN
Fully insured211 covered·2 carriers
Primary: KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC.
Plan #502$1.2M
BRAY AND SCARFF
Fully insured177 covered·1 carrier
Primary: KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC
Plan #503$121K
BRAY AND SCARFF
Fully insured197 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #504$121K
BRAY AND SCARFF
Fully insured197 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $1.2M | 39.5% | |
| Prescription drug | $1.2M | 39.5% | |
| Dental | $161K | 5.3% | |
| Life | $161K | 5.3% | |
| Short-term disability | $161K | 5.3% | |
| Other | $161K | 5.3% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 520954463 | HRx | $1.2M | 88.2% | 1 | 1 | 166 |
EIN 135123390 | DLSTDOth | $161K | 11.8% | 1 | 1 | 211 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| SILBERSTEIN INSURANCE GROUP | BALTIMORE, MD | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $70K | $79 | $70K | 66.6% | 1 |
| KELLY & ASSOCIATES INSURANCE GROUP | SPARKS, MD | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $26K | $20 | $26K | 24.9% | 1 |
| GCG FINANCIAL LLC | LAUREL, MD | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $9K | $9K | 8.5% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan