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Sponsor portfolioWelfare / HealthEIN 52-2069215

CAREFIRST, INC.

10455 MILL RUN CIRCLE · OWINGS MILLS, MD 211175559
4109987355
Plans filed
2
Years active
2016–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$7.9M
No prior year
Persons covered
10,019
No prior year
Total participants
6,394
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #503$7.9M
THE CAREFIRST FLEXIBLE BENEFITS PLAN
Mixed10,019 covered·5 carriers
Primary: FIRST CARE, INC.
Plan #505$0
THE CAREFIRST RETIREE BENEFITS PLAN
Self-funded0 covered·0 carriers

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$7.9M38.0%
Life$6.4M31.0%
Long-term disability$6.4M31.0%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
FIRST CARE, INC.
EIN 521962376
LLTDOth
$6.4M81.7%1110,019
AMERICAN HERITAGE LIFE INSURANCE COMPANY
EIN 590781901
Oth
$1.1M14.4%122,027
ARAG INSURANCE COMPANY
EIN 204632340
Oth
$194K2.5%112,090
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 010278678
Oth
$98K1.2%1185
PRUDENTIAL INSURANCE COMPANY OF AMERICA
EIN 221211670
Oth
$11K0.1%115,942

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCKING OF PRUSSIA, PAAMERICAN HERITAGE LIFE INSURANCE COMPANY, ARAG SERVICES, LLC, UNUM LIFE INSURANCE COMPANY OF AMERICA$262K$0$262K51.2%1
WILLIS TOWERS WATSON US LLCNEW YORK, NYPRUDENTIAL INSURANCE COMPANY OF AMERICA, FIRST CARE, INC.$240K$0$240K46.9%1
STRATEGIC NON-MEDICAL SOLUTIONS LLCBOSTON, MAUNUM LIFE INSURANCE COMPANY OF AMERICA$8K$0$8K1.5%1
JAMES F. SALTERPORTLAND, MEUNUM LIFE INSURANCE COMPANY OF AMERICA$2K$0$2K0.4%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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