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Sponsor portfolioWelfare / HealthEIN 52-1695992

MISTO USA INC.

1 W PENNSYLVANIA AVENUE, SUITE 250 · TOWSON, MD 21204
4107733000
Plans filed
1
Years active
2015–2025
Industry
NAICS 44
Latest filing
2025
Total premiums (latest)
$322K
No prior year
Persons covered
28
No prior year
Total participants
186
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$322K
MISTO USA INC. WELFARE BENEFIT PLAN
Mixed28 covered·5 carriers
Primary: UNUM LIFE INSURANCE COMPANY OF AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$201K24.2%
Life$169K20.4%
Short-term disability$169K20.4%
Long-term disability$169K20.4%
Dental$103K12.5%
Vision$18K2.2%

Carrier overview

4 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 042381280
LSTDLTDOth
$190K59.1%1216
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
D
$103K32.1%1128
STARMOUNT LIFE INSURANCE COMPANY
EIN 720977315
V
$18K5.5%1128
CIGNA HEALTH AND LIFE INSURANCE COMPANY
EIN 591031071
Oth
$11K3.3%111

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
DAVID J MCCLELLANREINHOLDS, PASTARMOUNT LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY$711$8K$9K37.9%1
SILBERSTEIN INSURANCE GROUPBALTIMORE, MDSTARMOUNT LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY$6K$2K$8K35.2%1
GCG FINANCIAL LLCTOWSON, MDTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$0$6K$6K26.9%1
BENEFIT ADVISORS NETWORK LLCBEACHWOOD, OHUNUM INSURANCE COMPANY$0$5$50.0%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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