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Sponsor portfolioWelfare / HealthEIN 52-1447426

CARUSO HOMES, INC.

2120 BALDWIN AVENUE · CROFTON, MD 21114
3012610277
Plans filed
1
Years active
2024–2025
Industry
NAICS 23
Latest filing
2025
Total premiums (latest)
$1.1M
No prior year
Persons covered
108
No prior year
Total participants
109
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$1.1M
CARUSO HOMES HEALTH AND WELFARE BENEFIT PLAN
Fully insured108 covered·2 carriers
Primary: CAREFIRST OF MARYLAND, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$935K34.7%
Prescription drug$935K34.7%
Dental$137K5.1%
Vision$137K5.1%
Life$137K5.1%
Short-term disability$137K5.1%
Long-term disability$137K5.1%
Other$137K5.1%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 521385894
HRx
$935K87.2%1175
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
DVLSTDLTDOth
$137K12.8%11108

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
AP BENEFIT ADVISORS, LLCHUNT VALLEY, MDCAREFIRST OF MARYLAND, INC., THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA$17K$59K$76K92.3%1
MARSH & MCLENNAN AGENCY LLCFAIRFAX, VACAREFIRST OF MARYLAND, INC.$0$6K$6K7.7%1

History & trajectory

2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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