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Sponsor portfolioWelfare / HealthEIN 52-1392008
GELMAN ROSENBERG & FREEDMAN, PC
d/b/a GRF CPAS & ADVISORS
4550 MONTGOMERY AVENUE · BETHESDA, MD 20814
3019519090
- Plans filed
- 3
- Years active
- 2017–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$3.4M
No prior year
Persons covered
351
No prior year
Total participants
221
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$3.4M
GELMAN, ROSENBERG & FREEDMAN, PC HEALTH & WELFARE PLAN
Fully insured351 covered·3 carriers
Primary: GROUP HOSPITALIZATION MEDICAL SERVICES, INC.
Plan #502$91K
GELMAN, ROSENBERG & FREEDMAN, PC DENTAL, LIFE AND DISABILITY PLAN
Fully insured118 covered·1 carrier
Primary: RELIANCE STANDARD LIFE INSURANCE COMPANY
Plan #503$90K
GELMAN, ROSENBERG & FREEDMAN, PC DENTAL PLAN
Fully insured111 covered·1 carrier
Primary: GUARDIAN
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $3.1M | 37.5% | |
| Prescription drug | $3.1M | 37.5% | |
| Other | $348K | 4.2% | |
| Dental | $341K | 4.2% | |
| Vision | $341K | 4.2% | |
| Life | $341K | 4.2% | |
| Short-term disability | $341K | 4.2% | |
| Long-term disability | $341K | 4.2% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 530078070 | HRx | $3.1M | 89.8% | 1 | 1 | 349 |
EIN 341650967 | DVLSTDLTDOth | $348K | 10.2% | 1 | 2 | 351 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED | ROCKVILLE, MD | METLIFE LEGAL PLANS, GROUP HOSPITALIZATION MEDICAL SERVICES, INC., METROPOLITAN LIFE INSURANCE COMPANY | $160K | $129K | $289K | 90.5% | 1 |
| JAMES R NELLIGAN & ASSOCIATES LLC | WALL, NJ | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $3K | $17K | 5.3% | 1 |
| MARSH & MCLENNAN AGENCY LLC | FAIRFAX, VA | GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | $0 | $14K | $14K | 4.3% | 1 |
History & trajectory
9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan