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Sponsor portfolioWelfare / HealthEIN 52-1236150
LEGAL & GENERAL AMERICA, INC.
3275 BENNETT CREEK AVENUE · FREDERICK, MD 21704
3012794800
- Plans filed
- 13
- Years active
- 2015–2024
- Industry
- NAICS 55
- Latest filing
- 2024
Total premiums (latest)
$20.1M
No prior year
Persons covered
7,030
No prior year
Total participants
8,145
No prior year
Plans filed
13
No prior year
Plans under this sponsor
13 plans
Plan #501$18.4M
LEGAL & GENERAL AMERICA, INC. HEALTH POLICY PLAN
Fully insured1,020 covered·1 carrier
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
Plan #507$908K
LEGAL & GENERAL AMERICA, INC. GROUP LIFE INSURANCE PLAN
Fully insured1,172 covered·1 carrier
Primary: BANNER LIFE INSURANCE COMPANY
Plan #526$537K
LEGAL & GENERAL AMERICA, INC. DENTAL PLAN
Fully insured542 covered·1 carrier
Primary: METROPOLITAN LIFE INSURANCE COMPANY
Plan #505$418K
LEGAL & GENERAL AMERICA INC. DISABILITY PLAN
Fully insured1,153 covered·1 carrier
Primary: UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA
Plan #517$137K
LEGAL & GENERAL AMERICA, INC. VISION PLAN
Fully insured693 covered·1 carrier
Primary: VISION SERVICE PLAN
Plan #530$88K
LEGAL & GENERAL AMERICA, INC. ACCIDENTAL INJURY PLAN
Fully insured323 covered·1 carrier
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #531$67K
LEGAL & GENERAL AMERICA, INC. CRITICAL ILLNESS PLAN
Fully insured361 covered·1 carrier
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #532$61K
LEGAL & GENERAL AMERICA, INC. HOSPITAL INDEMNITY PLAN
Fully insured205 covered·1 carrier
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY
Plan #503$24K
LEGAL & GENERAL AMERICA, INC. EMPLOYEE ASSISTANCE PLAN
Fully insured1,182 covered·1 carrier
Primary: CURALINC, LLC DBA CURALINC HEALTHCARE
Plan #509$1K
LEGAL & GENERAL AMERICA, INC. TRAVEL ACCIDENT PLAN PLAN
Fully insured921 covered·1 carrier
Primary: FEDERAL INSURANCE COMPANY
Plan #511$0
LEGAL & GENERAL AMERICA, INC. FLEXIBLE SPENDING PLAN
Unknown0 covered·0 carriers
Plan #525$0
LEGAL & GENERAL AMERICA, INC. SEVERANCE PLAN PLAN
Self-funded0 covered·0 carriers
Plan #518$0
LEGAL & GENERAL AMERICA, INC. SUPPLEMENTAL HEALTH BENEFITS PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $18.6M | 32.5% | |
| Vision | $18.5M | 32.3% | |
| Dental | $18.4M | 32.1% | |
| Life | $908K | 1.6% | |
| Short-term disability | $418K | 0.7% | |
| Long-term disability | $418K | 0.7% | |
| Other | $25K | 0.0% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HDV | $18.6M | 92.6% | 4 | 4 | 1,909 |
EIN 521236145 | L | $908K | 4.5% | 1 | 1 | 1,172 |
EIN 010278678 | STDLTD | $418K | 2.1% | 1 | 1 | 1,153 |
EIN 237089668 | V | $137K | 0.7% | 1 | 1 | 693 |
EIN 331206383 | Oth | $24K | 0.1% | 1 | 1 | 1,182 |
EIN 131963496 | Oth | $1K | 0.0% | 1 | 1 | 921 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | BETHESDA, MD | VISION SERVICE PLAN, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $57K | $282K | $339K | 80.1% | 2 |
| NFP INSURANCE SERVICES INC | WARRINGTON, PA | UNUM LIFE INSURANCE COMPANY OF NORTH AMERICA, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $79K | $5K | $84K | 19.9% | 4 |
| WILLIS TOWERS WATSON US LLC | NEW YORK, NY | FEDERAL INSURANCE COMPANY | $0 | $0 | $0 | 0.0% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan