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Sponsor portfolioWelfare / HealthEIN 52-1091938
R & F METALS, INC.
7607 POPLAR HILL LANE · CLINTON, MD 20735
3018685603
- Plans filed
- 3
- Years active
- 2017–2025
- Industry
- NAICS 23
- Latest filing
- 2025
Total premiums (latest)
$481K
No prior year
Persons covered
139
No prior year
Total participants
115
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #502$1.0M
R&F METALS, INC. WELFARE BENEFIT PLAN
Fully insured181 covered·4 carriers
Primary: CAREFIRST BLUECHOICE
Plan #503$481K
R & F METALS, INC. EMPLOYEE BENEFITS PLAN
Mixed139 covered·4 carriers
Primary: SUN LIFE ASSURANCE COMPANY OF CANADA
Plan #501$70K
R&F METALS INC LIFE AND DISABILITY PLAN
Fully insured123 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Stop-loss | $355K | 71.6% | |
| Dental | $49K | 9.9% | |
| Short-term disability | $31K | 6.2% | |
| Long-term disability | $24K | 4.9% | |
| Life | $15K | 2.9% | |
| Other | $15K | 2.9% | |
| Vision | $8K | 1.6% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 381082080 | SL | $355K | 73.8% | 1 | 1 | 80 |
EIN 470322111 | LSTDLTDOth | $69K | 14.4% | 1 | 3 | 117 |
EIN 541808292 | D | $49K | 10.2% | 1 | 1 | 74 |
EIN 430949844 | V | $8K | 1.6% | 1 | 1 | 139 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| DIVERSIFIED INSURANCE GROUP | HUNT VALLEY, MD | UNITED OF OMAHA LIFE INSURANCE COMPANY, DOMINION NATIONAL, FIDELITY SECURITY LIFE INSURANCE COMPANY | $11K | $0 | $11K | 75.6% | 1 |
| BENEFITMALL | TOWSON, MD | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 14.3% | 1 |
| DIVERSIFIED INDUSTRUES, INC. | HUNT VALLEY, MD | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.0% | 1 |
History & trajectory
6 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan