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Sponsor portfolioWelfare / HealthEIN 52-0908121
RIDGE ENGINEERING, LLC
3987 HAMPSTEAD-MEXICO ROAD · HAMPSTEAD, MD 210741783
4102397716
- Plans filed
- 3
- Years active
- 2016–2025
- Industry
- NAICS 33
- Latest filing
- 2025
Total premiums (latest)
$2.1M
No prior year
Persons covered
317
No prior year
Total participants
155
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #504$2.1M
RIDGE ENGINEERING, LLC. HEALTH AND WELFARE PLAN
Fully insured317 covered·5 carriers
Primary: CAREFIRST BLUECHOICE, INC.
Plan #503$1.4M
RIDGE ENGINEERING, INC. HEALTH INSURANCE PLAN
Fully insured337 covered·1 carrier
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Plan #501$132K
RIDGE ENGINEERING, INC. LIFE & STD INSURANCE PLAN
Fully insured115 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $1.9M | 29.6% | |
| Health | $1.8M | 28.1% | |
| Prescription drug | $1.8M | 28.1% | |
| Other | $234K | 3.6% | |
| Life | $196K | 3.0% | |
| Short-term disability | $196K | 3.0% | |
| Long-term disability | $196K | 3.0% | |
| Vision | $98K | 1.5% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 521358219 | HRxD | $1.8M | 84.6% | 1 | 1 | 317 |
EIN 341650967 | LSTDLTDOth | $204K | 9.5% | 1 | 2 | 258 |
EIN 470098400 | DV | $98K | 4.6% | 1 | 1 | 283 |
EIN 060838648 | Oth | $29K | 1.4% | 1 | 1 | 40 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC | CHARLOTTE, NC | CAREFIRST BLUECHOICE, INC., METROPOLITAN LIFE INSURANCE COMPANY, AMERITAS LIFE INSURANCE CORP. | $7K | $59K | $66K | 43.6% | 1 |
| KELLY & ASSOCIATES INSURANCE GROUP | SPARKS GLENCOE, MD | HARTFORD LIFE AND ACCIDENT, CAREFIRST BLUECHOICE, INC., METROPOLITAN LIFE INSURANCE COMPANY | $33K | $30K | $64K | 42.0% | 1 |
| MARSH & MCLENNAN AGENCY LLC | KING OF PRUSSIA, PA | CAREFIRST BLUECHOICE, INC., AMERITAS LIFE INSURANCE CORP. | $797 | $20K | $21K | 13.8% | 1 |
| KELLY BENEFITS | SPARKS, MD | METLIFE LEGAL PLANS | $789 | $88 | $877 | 0.6% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan