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Sponsor portfolioWelfare / HealthEIN 52-0715156

AC & T COMPANY, INC.

11535 HOPEWELL ROAD, P.O. BOX 4217 · HAGERSTOWN, MD 21741
3015822700
Plans filed
1
Years active
2015–2025
Industry
NAICS 45
Latest filing
2025
Total premiums (latest)
$2.9M
No prior year
Persons covered
423
No prior year
Total participants
430
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$2.9M
AC & T COMPANY, INC. FLEX PLAN
Fully insured423 covered·3 carriers
Primary: CAREFIRST OF MARYLAND, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$2.5M43.7%
Dental$2.5M43.7%
Life$358K6.2%
Short-term disability$333K5.7%
Other$26K0.4%
Vision$17K0.3%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 521385894
HD
$2.5M87.1%11251
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
LSTD
$333K11.4%11200
UNITED HEALTHCARE INSURANCE COMPANY
EIN 362739571
VLOth
$43K1.5%12423

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
CBIZ BENEFITS & INSURANCE SERVICESKANSAS CITY, KSCAREFIRST OF MARYLAND, INC., UNITED HEALTHCARE INSURANCE COMPANY, COLONIAL LIFE & ACCIDENT INSURANCE COMPANY$6K$74K$79K58.4%1
COLONIAL LIFE & ACCIDENTCOLUMBIA, SCCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$49K$7K$57K41.6%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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