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Sponsor portfolioWelfare / HealthEIN 52-0643632
EMJAY CONSTRUCTION CO., INC.
1706 WHITEHEAD ROAD · BALTIMORE, MD 21207
4102982000
- Plans filed
- 4
- Years active
- 2015–2026
- Industry
- NAICS 23
- Latest filing
- 2026
Total premiums (latest)
$306K
No prior year
Persons covered
161
No prior year
Total participants
161
No prior year
Plans filed
4
No prior year
Plans under this sponsor
4 plans
Plan #503$1.0M
EMJAY ENGINEERING AND CONSTRUCTION COMPANY, INC. VISION WELFARE PLAN
Fully insured290 covered·1 carrier
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Plan #502$970K
EMJAY ENGINEERING AND CONSTRUCTION CO., INC. MEDICAL AND PRESCRIPTION DRUG WELFARE PLAN
Fully insured252 covered·1 carrier
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Plan #504$306K
EMJAY CONSTRUCTION CO., INC. HEALTH AND WELFARE BENEFIT PLAN
Mixed161 covered·1 carrier
Primary: THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
Plan #501$131K
EMJAY ENGINEERING AND CONSTRUCTION CO., INC. WELFARE BENEFIT PLAN
Fully insured162 covered·1 carrier
Primary: UNITEDHEALTHCARE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $306K | 16.7% | |
| Vision | $306K | 16.7% | |
| Life | $306K | 16.7% | |
| Short-term disability | $306K | 16.7% | |
| Long-term disability | $306K | 16.7% | |
| Other | $306K | 16.7% |
Carrier overview
1 carrier · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 135123390 | DVLSTDLTDOth | $306K | 100.0% | 1 | 1 | 161 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| RCM&D INC. | BALTIMORE, MD | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $35K | $0 | $35K | 62.3% | 1 |
| THE JAMES B OSWALD COMPANY | CLEVELAND, OH | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $12K | $12K | 21.7% | 1 |
| AMWINS | HUNT VALLEY, MD | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $9K | $0 | $9K | 16.0% | 1 |
History & trajectory
12 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan