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Sponsor portfolioWelfare / HealthEIN 52-0636385
GAINES AND COMPANY, INC.
112 WESTMINSTER RD · REISTERSTOWN, MD 21136
4108339833
- Plans filed
- 1
- Years active
- 2016–2024
- Industry
- NAICS 22
- Latest filing
- 2024
Total premiums (latest)
$871K
No prior year
Persons covered
238
No prior year
Total participants
238
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Stop-loss | $710K | 61.4% | |
| Other | $108K | 9.4% | |
| Life | $95K | 8.2% | |
| Short-term disability | $95K | 8.2% | |
| Long-term disability | $95K | 8.2% | |
| Dental | $53K | 4.6% |
Carrier overview
5 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 381082080 | SL | $710K | 81.5% | 1 | 1 | 139 |
EIN 470397286 | LSTDLTDOth | $95K | 10.9% | 1 | 1 | 238 |
EIN 541808292 | D | $42K | 4.8% | 1 | 1 | 68 |
EIN 135123390 | Oth | $13K | 1.5% | 1 | 1 | 60 |
EIN 430949844 | D | $11K | 1.3% | 1 | 1 | 141 |
Broker overview
4 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| SILBERSTEIN INSURANCE GROUP | BALTIMORE, MD | SUN LIFE ASSURANCE COMPANY OF CANADA, RENAISSANCE LIFE & HEALTH INSURANCE COMPANY OF AMERICA, THE GUARDIAN LIFE INSURANCE CO OF AMERICA, DOMINION NATIONAL, EYEMED VISION CARE | $74K | $0 | $74K | 85.5% | 1 |
| CFA LLC | BALTIMORE, MD | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $11K | $11K | 12.5% | 1 |
| KELLY & ASSOCIATES INSURANCE GROUP | SPARKS, MD | THE GUARDIAN LIFE INSURANCE CO OF AMERICA, EYEMED VISION CARE | $1K | $0 | $1K | 1.2% | 1 |
| GCG FINANCIAL LLC | DEERFIELD, IL | THE GUARDIAN LIFE INSURANCE CO OF AMERICA | $0 | $736 | $736 | 0.9% | 1 |
History & trajectory
9 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan