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Sponsor portfolioWelfare / HealthEIN 52-0284053

MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE INC.

ONE SOUTH STREET · BALTIMORE, MD 21202
4107528313
Plans filed
3
Years active
2015–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$310K
No prior year
Persons covered
357
No prior year
Total participants
335
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #504$310K
MECU WELFARE BENEFIT PLAN
Mixed357 covered·3 carriers
Primary: MUTUAL OF OMAHA INSURANCE COMPANY
Plan #502$55K
CUNET LONG TERM DISABILITY
Fully insured0 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF AMERICA
Plan #501$54K
CUNET GROUP LIFE INSURANCE
Fully insured0 covered·1 carrier
Primary: LIFE INSURANCE COMPANY OF NORTH AMERICA

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Life$292K28.0%
Short-term disability$245K23.5%
Long-term disability$245K23.5%
Other$245K23.5%
Vision$17K1.7%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
UNITED OF OMAHA LIFE INSURANCE COMPANY
EIN 470246511
LSTDLTDOth
$245K79.2%11357
AMERICAN HERITAGE LIFE INSURANCE COMPANY
EIN 590781901
L
$47K15.2%1147
BLUE CROSS OF CALIFORNIA
EIN 521385894
V
$17K5.6%11283

Broker overview

4 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
MARSH & MCLENNAN AGENCY LLCBETHESDA, MDCAREFIRST OF MARYLAND, INC., MUTUAL OF OMAHA INSURANCE COMPANY, AMERICAN HERITAGE LIFE INSURANCE COMPANY$24K$448$24K54.4%1
MID ATLANTIC BENEFITS GROUP LLCHAVRE DE GRACE, MDAMERICAN HERITAGE LIFE INSURANCE COMPANY$8K$966$9K19.8%1
TOTALIS BENEFITSSCOTTSDALE, AZMUTUAL OF OMAHA INSURANCE COMPANY$471$5K$6K12.9%1
JAMES R NELLIGAN & ASSOCIATES LLCWALL, NJMUTUAL OF OMAHA INSURANCE COMPANY$467$5K$6K12.9%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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