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Sponsor portfolioWelfare / HealthEIN 51-0329224

UPPER BAY COUNSELING AND SUPPORT SERVICES, INC.

200 BOOTH STREET · ELKTON, MD 21921
4109965104
Plans filed
1
Years active
2016–2025
Industry
NAICS 62
Latest filing
2025
Total premiums (latest)
$866K
No prior year
Persons covered
60
No prior year
Total participants
60
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$866K
UPPER BAY COUNSELING AND SUPPORT SERVICES, INC. SECTION 125 FLEXIBLE BENEFITS PLAN
Fully insured60 covered·5 carriers
Primary: CAREFIRST OF MARYLAND, INC.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$738K41.8%
Prescription drug$738K41.8%
Other$81K4.6%
Life$80K4.5%
Long-term disability$80K4.5%
Dental$40K2.3%
Vision$7K0.4%
Short-term disability$8370.0%

Carrier overview

5 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 521385894
HRx
$738K85.3%1156
LIFE INSURANCE COMPANY OF NORTH AMERICA
EIN 231503749
LLTDOth
$80K9.2%1160
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
EIN 135123390
D
$40K4.6%1160
VISION SERVICE PLAN
EIN 237089668
V
$7K0.8%1151
AFLAC
EIN 822723296
STDOth
$8370.1%111

Broker overview

6 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
USI INSURANCE SERVICES LLCHUNT VALLY, MDTHE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, CAREFIRST OF MARYLAND, INC., VISION SERVICE PLAN, LIFE INSURANCE COMPANY OF NORTH AMERICA$9K$31K$39K99.7%1
BERNARD L JESSUP IIINEWARK, DEAFLAC$56$0$560.1%1
FREDERICK W WILSON IIINEWARK, DEAFLAC$30$0$300.1%1
CHRIS WALKERWINTER HAVEN, FLAFLAC$15$0$150.0%1
KENNETH B COFERCOLUMBIA, MDAFLAC$9$0$90.0%1
JAMES M PITZCATAULA, GAAFLAC$2$0$20.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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