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Sponsor portfolioWelfare / HealthEIN 51-0238026
DESCOURS & CABAUD
440 CIVIC BOULEVARD · RALEIGH, NC 27610
9198384200
- Plans filed
- 1
- Years active
- 2024–2025
- Industry
- NAICS 42
- Latest filing
- 2025
Total premiums (latest)
$1.9M
No prior year
Persons covered
450
No prior year
Total participants
450
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $1.6M | 57.2% | |
| Other | $322K | 11.7% | |
| Life | $286K | 10.4% | |
| Long-term disability | $286K | 10.4% | |
| Short-term disability | $258K | 9.4% | |
| Vision | $26K | 0.9% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | D | $1.6M | 81.9% | 1 | 1 | 363 |
EIN 350145825 | LSTDLTDOth | $258K | 13.4% | 1 | 1 | 450 |
EIN 010278678 | LLTDOth | $64K | 3.3% | 1 | 2 | 97 |
EIN 562109225 | V | $26K | 1.3% | 1 | 1 | 355 |
Broker overview
7 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ASSUREDPARTNERS | ELK GROVE VILLAGE, IL | UNUM LIFE INSURANCE COMPANY OF AMERICA, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY, AMERICAN UNITED LIFE INSURANCE COMPANY, COMMUNITY EYE CARE | $79K | $1K | $81K | 69.0% | 1 |
| STEVEN H. DOMSKY | CHICAGO, IL | UNUM LIFE INSURANCE COMPANY OF AMERICA, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $20K | $0 | $20K | 16.8% | 1 |
| THE FRIEDEN AGENCY INC | NORFOLK, VA | AMERICAN UNITED LIFE INSURANCE COMPANY | $6K | $0 | $6K | 5.3% | 1 |
| TOWNE INSURANCE AGENCY LLC | GREENVILLE, NC | UNUM LIFE INSURANCE COMPANY OF AMERICA, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY | $4K | $0 | $4K | 3.2% | 1 |
| MARSH & MCLENNAN AGENCY LLC | GREENSBORO, NC | UNUM LIFE INSURANCE COMPANY OF AMERICA, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY, AMERICAN UNITED LIFE INSURANCE COMPANY | $2K | $1K | $3K | 3.0% | 1 |
| MCGRIFF INSURANCE SERVICES INC | RALEIGH, NC | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $2K | $2K | 1.9% | 1 |
| BENEFIT TECHNOLOGY RESOURCES, LLC | CHARLOTTE, NC | UNUM LIFE INSURANCE COMPANY OF AMERICA, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $940 | $0 | $940 | 0.8% | 1 |
History & trajectory
2 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan