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Sponsor portfolioWelfare / HealthEIN 51-0178661
VIABILITY, INC.
60 BROOKDALE DRIVE · SPRINGFIELD, MA 01104
8606067771
- Plans filed
- 5
- Years active
- 2016–2025
- Industry
- NAICS 62
- Latest filing
- 2025
Total premiums (latest)
$2.8M
No prior year
Persons covered
319
No prior year
Total participants
222
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #509$2.8M
VIABILITY, INC.
Fully insured319 covered·2 carriers
Primary: BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.
Plan #504$2.5M
VIABILITY, INC. WELFARE BENEFIT PLAN
Fully insured294 covered·4 carriers
Primary: HARVARD PILGRIM HEALTH CARE
Plan #503$1.4M
COMMUNITY ENTERPRISES, INC. WELFARE BENEFIT PLAN
Mixed151 covered·2 carriers
Primary: HEALTH NEW ENGLAND
Plan #501$0
WELFARE BENEFITS PLAN
Self-funded0 covered·0 carriers
Plan #502$0
FLEXIBLE BENEFITS COMPENSATION PLANS
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.7M | 24.5% | |
| Dental | $2.7M | 24.5% | |
| Vision | $2.7M | 24.5% | |
| Prescription drug | $2.7M | 24.5% | |
| Life | $67K | 0.6% | |
| Short-term disability | $67K | 0.6% | |
| Long-term disability | $67K | 0.6% |
Carrier overview
2 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 041045815 | HRxDV | $2.7M | 97.6% | 1 | 1 | 319 |
EIN 860222062 | LSTDLTD | $67K | 2.4% | 1 | 1 | 221 |
Broker overview
2 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC | ATLANTA, GA | EQUITABLE, BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | $69K | $20K | $89K | 96.1% | 1 |
| INDIGO INSURANCE SERVICES | — | EQUITABLE | $0 | $4K | $4K | 3.9% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan